Mental masturbation and how to end addiction, part 1

Is your brain working but you’re not getting anywhere?

Right now, are you either laughing and nodding your head or completely offended.

~ If you’re the first, keep reading, I have an ‘a-ha’ for you!

~ If you’re the last one, well, what can I say, I’m sorry I offended you, but we’re all adults here. I never thought I’d be writing something with the word masturbation either.

I don’t remember the first time I used this term, but I actually thought I made it up. It perfectly describes a state I used to get into (and still do sometimes) with friends where we spent ridiculous amounts of time analyzing ourselves and our thought patterns and trying to ‘figure out our lives’, hoping to have a great revelation that resolves everything.

So, as I sat down to write this article (the title popped into my head yesterday while consulting a private client), I googled “mental masturbation” and guess what~ it’s in the Urban Dictionary!

There are about 10 definitions, but this is the perfect one for the purposes of this article: (for more fun, read the other definitions, especially the sample conversations)

Mind Masturbation “The act of engaging in pointless but intellectually stimulating conversation, usually as an excuse to avoid taking constructive action in your life.”

Here’s the part that’s really interesting to me “usually as an excuse to avoid taking constructive action in your life.”

That was the revelation I had a few years ago. I would spend hours on the phone with friends, talking about different ideas for our businesses, projects that really appealed to us, and things that we hated. We shared quotes from books we were reading, insights gained from gurus, and gained insights into what was holding each of us back in our businesses and lives.

I finally hit ‘end call’, hundreds of minutes later, my ear burning red and hot, I let out a deep, exhausted but delightfully satisfied ‘ahhhhhh’ and thought, “That was great, I’m so excited about all these new ideas and I don’t I can wait to get started on them.”

By this time, my husband was walking in the door or it was time to pick up the kids from school, my ‘day’s work’ was over and what had I really accomplished?

Any. No zero. Zippo.

That’s how it is. I spent countless hours having these amazing and intellectually stimulating conversations, but I didn’t take much action. Mind masturbation.

Here is my theory:

We’ve become addicted to “aha!” moment. When the light bulb goes out while we’re sitting through a seminar, listening to an audio program, or reading a new book, it’s like an orgasm! It feels so great! We have discovered it, the missing link, the nugget of knowledge that will make everything fall into place, our lives will have meaning, the world will finally recognize our greatness, and our bank account will triple. Ahhhhhhh, that feels good.

When we put down the book, go back to our office, or try to get back to work, you feel bored. We don’t feel that same energy, the high is gone. So we go in search of the next ‘a-ha’ moment, the next intellectual orgasm.

You can get out of this cycle. You can stop sabotaging yourself when you realize that it’s just your brain, busy doing things like a monkey’s mind, that keeps you searching for the next height.

I would like to make a distinction here: let’s differentiate Masterminding, which is an amazing tool to increase your results and add fuel to your business and life, from mind masturbation. You know you’re addicted to intellectual euphoria if you have lots of great, thought-provoking conversations, but your business isn’t growing or your life seems strangely unsatisfying.

This is what you need to do:

If you can connect with the ideas and projects in front of you today, create your own urgency and excitement instead of waiting for your brain to fire up, if you can fire up with your life and business right now.

That’s when you’ll find your magical G-spot. (G= Greatness, Beautiful and Grateful)

Next time, I have some tips for you on how to break your mental masturbation addiction, stop avoiding taking constructive action and get fired up in your business and in your life. Grrrrrrrrrr, baby!

~Have a fabulous weekend, Dahhhhlings~

How Reddit Lets People Decide Your Marketing Success

Reddit is a social bookmarking/link sharing site similar to Digg or StumbleUpon. However, more than this, it is a content aggregation site where you can find content voted best by other users and therefore selected for its popularity with the community. It was founded by Steve Huffman and Alexis Ohanian, who were roommates and students at the University of Virginia and later acquired by Conde Nast Publications in 2006. Today it operates as a separate entity but with Advance (Conde Nast’s parent company) as the largest shareholder.

Reddit’s mission statement is to become the ‘first page on the internet’ and it does this by allowing users to select the sub-communities (called Subreddits) they wish to subscribe to and then showing them the top rated content for that community each day. You can find them at As a general rule of thumb, any content shared on Subreddits will need to gain a certain amount of traction before it starts appearing on the home page for particular users.

If you were to set up your own Reddit account then you could select the topics and categories you are interested in and then Reddit would show you the top content from each of those categories every day. This would likely include blog posts and other external links, along with ‘auto-posts’, which are essentially just text posts designed to stimulate discussion within the community. You can also choose to view the Subreddits on their own and that way you only see the latest and most popular links and discussions for that given topic.

The subreddits and the main page have multiple separate categories accessible by tabs including ‘Hot’, ‘New’, ‘Rising’, ‘Controversial’, ‘Top’, ‘Gilded’ and ‘Promoted’. ‘Hot’ is the main page for that sub, while many visitors will also see ‘New’ and ‘Rising’. ‘Top’ is made up of the most voted posts of recent times in that sub based on popularity alone.

As an active user of Reddit, you will be able to vote for and against any content yourself, which will influence what content is seen and what is not. You will also be able to comment on others’ posts and participate in active discussions. Every time one of your own posts or comments is voted up or down, it will contribute to your overall “karma” on the site. You have two separate karma values: one for content you’ve shared and one for comments you’ve posted. Other users will be able to click on your profile and immediately see your previous posts as well as your rating. In this way, your general karma can end up positively or negatively influencing the respect given to your subsequent posts. Some subreddits also have “minimum karma” requirements to post or even comment, which is a device meant to prevent spam.

Subreddits are controlled by moderators, like most forums, and have the ability to remove posts, add tags, and ban users. Anyone can create a new Subreddit, and by doing so, they automatically become a moderator. At the same time, you have the option to add more moderators to help you manage the page.

Those are the basic rules of Reddit marketing. If it sounds complicated, it’s only because there is so much going on below the surface. To use Reddit, you need to go to and read what’s there. On the other hand, to promote there all you need to do is create an account and then click the ‘submit’ button. However, understanding the nuances below the surface will help you get more out of it, both as a consumer and as a marketer.

LED Tube Light: Energy Saving, Safety and Cost Factors

Energy efficient LED lights will reduce your lighting energy bill by at least 55% and up to 88% in most installations.

Available in a variety of color temperatures including warm white, cool white, and daylight, LED lights are robust in design, require much less maintenance (on-going and replacement), are flicker-free, fade-resistant, and dimmable.

Ranging in size from 600mm to 1500mm, most LED tube lights are mercury, lead and phosphorous free, which is much safer for us and our environment.

With a payback period in most cases of less than 2 years for LED tubes and 1 year for typical 50W halogen replacement LEDs, plus the manufacturer’s replacement warranty, LED tubes represent the latest advancement in ambient lighting technology and are of the highest quality with many more LED products being released on the market daily. Some even have a payback period of less than a year.

By putting out little or no heat, energy efficient LED tube lights can also save you up to 20% on your air conditioning energy costs, since fluorescent tubes and ballast produce large amounts of heat. (This is added to the savings on the electricity bill).


LED tube lights require no ballast or starter. Traditional fluorescent light tube fixtures often incur total circuit failure when only ONE ballast in the circuit overheats and burns out, because no ballast is required in LED tube lights, total circuit failure for this reason will never happen.


In the near future, you will be charged a fee (per tube) for the disposal of your existing fluorescent light tubes due to the toxic waste content of the tubes. With LED lights, there is never a disposal fee!

With traditional incandescent lights, halogen lights, and fluorescent lighting options, you need to be careful about disposing of lights when they break or have reached the end of their useful life. Chemicals and gases can often be released into the atmosphere and can even be a threat to your health if you dispose of them improperly. For example, mercury is an ingredient in some lights, and if the bulb breaks, that mercury turns into a vapor that you can breathe, which is very dangerous. LEDs do not pose a threat to your health and can be disposed of much more easily. Safer, more profitable and healthier for you and the environment, that is LED technology and lighting in a nutshell.

Lego Disney minifigures and Lego Star Wars sets in 7 steps

After each new Star Wars movie and occasionally in between, Lego releases its Star Wars sets, to the tune of 40 new items a year. Basically, Lego Star Wars items are toys, which means their motivation is fun and their skill level is negligible. The sets are the best known and best known Lego items available.

Each element takes one to two years to accumulate and Lego is usually exceptionally secretive about the process. Fortunately, Burglarize Johnson, Lego brand manager and former senior executive of Lego Star Wars Craft, shared the nicely arranged subtle elements in the middle of the “Lego Star Wars Cosmic System Planning” board at Star Wars Festivity Orlando in April.

1. Browse sets

In what is sure to make any Wars fan envious, Lego item designers take an early look at the set and plans for ideas for an upcoming movie. They will see models and have the opportunity to make their own unique representations to take back to Lego headquarters. Things like shading, shape, and “essential components” are things creators write, according to Johnson. By this time, he has returned to the lab.

2. Build the basics for free

Creators then use Lego bricks and “freeform” to get the essential state of the vehicle or set. Since most Star Wars toys are geared towards six to nine year olds, the sets cannot be too specialized, which means the ability to make them essentially impossible and with well-designed parts is vital. . Still, every once in a while a set will require an uncommon plan piece, especially when boats and speeders are included.

3. Play with the details

After freeform, Lego architects “will do many different slider outlines, each somewhat uniquely shaped, until they find the one that’s perfect.” They play with seats, engines, how big the nose is, and other points of interest for precision tuning and feel.

4. Add “play value”

It is basic for the Lego group that the sets function as toys as a matter of first importance. In that capacity, Johnson revealed to CNBC how the designers will add “gameplay value” to “enhance the experience.” Throughout the board, Johnson used Rey’s slider, for example, and for this situation, the game resembled a built-in storage unit with pivoting boards for kids to store whatever Rey was looking for.

5. Adapt and adjust

Once the group of planners has what it assumes to be almost a final item, there are still many tweaks to be finished. The schematic will undergo “a few more models” to better consolidate the new game components and also modify the shading or incorporate new and modified blocks.

6. Create reference boards

Cheat sheets meet various needs. To begin with, they show each and every piece in the correct color and shape expected to build the set. This allows the schema team to double check that they have included everything and that they are happy with the latest set. Be that as it may, it also gives a basic touch to indicate the grouping team, which is in charge of grouping the sets and managing numerous simultaneous activities.

7. Give characters hair

To finish, each set needs its minifigs. A decal change will be required for the face and body pieces, but the hair and headgear, for example the wrap Rey wears in dropout, must be hand-engraved. Due to Lego’s size, the molds are made at a 3:1 scale before shrinking, according to Johnson.

How to remove best friends from snapchat

As one of the top video and photo sharing apps available, Snapchat’s recent press release reported that more than 500 million snaps are sent and received daily. One of the most popular features of Snapchat is the best friends list, which is loved and hated alike. Users enjoy this feature because of its easy availability to exchange snaps with people you usually shoot with, and it’s equally hated because it shows your best friends list on your profile, meaning anyone can see it.

Snapchat’s best friends list explained

Snapchat’s best friends, or your “top list” as they’re informally known, are the 3 people you share snaps with most often. The list is updated every week, which means that if you take photos of people more often during the week, they will appear in your list of best friends. You can see this list when you are ready to send a new snap, as it is displayed at the top of the contact list for easy access. It can be seen by anyone who has you in their contacts, and is publicly displayed on your profile.

How to bring up the best friends of your contacts

To see the best friends of all your contacts, simply use the following method.

Scroll down to the name or username of the friend you want to meet

This opens your profile, where you can see your username and friends’ score.

· There, you will see lists of those users with whom your friend interacts most frequently.

You can move your number of best friends from 3 to 5 to 7 in the settings panel.

Keep in mind that the best friends algorithm works in such a way that if someone sends you snaps regularly, but you only reply a few times, that person might be on your best friends list simply because the score goes up every time you send snaps. Likewise, if you regularly send someone a plugin more often than other people, it will end up on your list.

How to remove best friends from snapchat

Learning how to remove best friends from Snapchat is a fairly simple process, but you’ll need to fully understand how the feature works to use it properly. First, Snapchat has a certain score for your best friends, with the score being the total number of snaps you’ve received and sent. This means that the score you will see on your profile is the total number of activities you have accumulated since you started using the service. Second, the score is measured by the conversations you’ve had between all of your friends, which determines who gets on your best friends list.

Then, based on Snapchat’s specific friendship algorithm, it shows the number of snaps you’ve sent between you and all of your best friends, displayed next to their names. In the most recent Snapchat updates, you’ll see scores in order of the top 3, 5, or 7 friends on the list. Since these friends are updated weekly, the score will reset to 0 each week once the list is updated.

Assuming you simply prefer not to have someone on your best friends list, you can simply control who appears there. There are many reasons why you might want to do this. First, your best friends are public for anyone to see, which seems a bit strange. Why should someone know who you’re talking to most often? Second, if your partner isn’t the person you’re talking to most often, you’ll notice when you go to their profile. Then another guy you are talking to will be listed and your SO will ask you some questions.

So you can simply remove them. To do so, you will need to block your friends. This allows you to reset the score mentioned above.

A simple solution to remove people from your list

You can’t completely hide the Snapchat best friends list. Instead, you will have to use a simple solution to remove people from your best friends list. And this method also allows you to replace people on your best friends list with other users, simply by using a basic lock and unlock method. You can then replace the people you’ve blocked with new friends, which creates the illusion that you’re chatting with different people. Using this method, you’ll disguise who you’d rather not see on your best friends list, effectively “removing” them.

To block someone, follow these simple instructions.

1. First, go to your best friends list and click on the settings icon, which looks like a gear.

2. This opens a popup that gives you the option to Block and/or Remove that person.

3.Click Block.

4. When you block a person on Snapchat, their score will reset to 0.

5. That person will now be removed from all your lists, including best friends and contacts.

This is the simplest method because you can simply remove that person by blocking. They will not be notified of this lock, and once you have, you can unlock them and they will have a score of 0, so no one will have any idea how much you have talked to them.

Now, they will only appear in your contact list and not in your best friends list.

To unblock the person, scroll down to the bottom of your contacts, where you can see your blocked contacts within Snapchat. Next to each person’s name you will see a gear icon. Click that, and then when the following window appears, click Unlock.

And that is! Now the person you removed from your best friends list is replaced with a new person, the person who has the highest score in your normal contact list.

Chat with others to improve their scores on your best friends list

Chatting with other friends will help you increase your score with them, making new people more likely to become your best friends. This means that if you talk less often to the person you want to remove, others will overtake the person you don’t want to appear at the top of your list. However, remember that new best friend updates only go live every week.

6 reasons why some people have more followers on Instagram than you

You can’t ignore the power of Instagram. It’s a social media giant and a fantastic place for businesses and brands to connect with their followers and maximize sales.

But for every person or business that has a large receptive following, there are thousands more that don’t. Instagram can be powerful, but you have to be smart about how you use it.

1. Share eye-catching images

Instagram is a photo sharing site. So above all else, you want more followers on Instagram to spend some time making sure your pictures are really good. Also post content that is interesting, as well as well-composed and eye-catching photos.

2. I like the images

Do not forget that Instagram is a social network, so it is important to interact with others. To get more Instagram followers, start by liking a lot of images in your market to get people interested in following you. Leaving comments also helps. But make sure they are genuine and not spam! And don’t forget to follow the accounts you like too!

3. Schedule your photos well

Research shows that the best time to post on Instagram is 5 p.m. on Wednesdays. This may or may not be correct for your page. Depending on your niche, the demographics of your followers, and other things specific to your niche and content, Wednesday may or may not be a good day for you. Finding the best time to post for your audience takes time to learn, so keep track of the likes. and comments on each photo, and start looking for any trends that occur at different times of the day.

4. Use hashtags

Using the right hashtags can really help you gain followers on Instagram. A lot of people search for certain hashtags, and your images have that hashtag, it will be there waiting for them. Hashtags can help your content reach a wide range of people who may have nothing to do with your account, in other words, they may not be following you specifically. By simply using a few hashtags, you can significantly increase the reach of your content.

5. Host a contest

Post a funny or fascinating photo to your account and offer a prize to a follower who submits the best caption. Use apps like Heyo, WishPond, and AgoraPulse to run your contest.

6. Link to other social networks

If you have followers on other social media channels like Facebook, Twitter, or Pinterest, invite them to follow you on Instagram. Make it easy for people to connect with you in multiple places.

12V Battery – Many Uses

The 12v battery can be found in a wide variety of forms that look nothing alike. While some may look similar to a regular AA battery, just a bit shorter and sturdier, other 12-volt portable power amps can be much larger than a regular battery weighing six pounds or more. With such a wide variety of styles and designs, there are several different uses for the twelve volt battery.

types of batteries

12 volts come in several different models, but there are two general types, rechargeable and non-rechargeable. While non-rechargeable batteries are less expensive initially, the price of buying them over and over again quickly outweighs the cost of buying rechargeable batteries and a charger just once. If you use large numbers of 12V battery packs in a short period of time, investing in rechargeable models can save you hundreds of dollars each year.

Uses for 12 volts

There are many uses for these types of batteries, including portable twelve-volt power devices such as travel coolers, fish radars, and much more. The 12v battery is a popular item with many hunters and campers due to its portability and the number of devices that can use it. Many anglers use them to operate portable coolers that keep fish and bait cool throughout the trip. Campers also use them for similar types of portable items.

Another place where large 12v batteries are often found is in children’s vehicles that are often used for outdoor entertainment. Many of the popular toy makers that make miniature versions of their favorite vehicles for kids to ride use 6V or 12V power supplies to get the cars up and running.

goes green

Some 12v rechargeable batteries can be used with a solar charger to make them even more eco-friendly. Investing in a solar charger will allow you to recharge your power sources throughout the day, regardless of your location. Whether you’re sitting at home, camping by the lake, or fishing on an old boat, 12 volt battery charger solar panels can effectively collect sunlight and charge your batteries while you go about your business.

Twelve-volt portable batteries come in dozens of shapes and sizes to fit your needs, whatever they may be. From flashlights and toys to navigation equipment, battery uses are constantly growing, and with solar charging options, your power source can keep going at no extra cost. Whether you’re a camper, fisherman, kid with a battery-powered jeep, or just a gadget lover, you’re sure to meet your needs with a collection of 12v batteries.

Hip baths method: hot, cold, neutral and alternative hip bath

Hip baths are one of the most widely used hydrotherapy treatments. In hip baths, the patient has to immerse the hip and abdominal region below the navel in water. The patient is made to sit on a tube, so that her body comes up to the navel from below to submerge it in water. The hip bath is given in hot, cold, neutral and other temperatures.

hot hip bath

A hot hip bath is taken for about ten minutes with water at 40 C to 45 C. The patient is made to sit in a tub of 40 C water and the temperature is increased to 45 C. The cold compress should be applied to the hip. head. avoiding friction with the abdomen. Before hot hip baths, you need to drink a glass of cold water. After a hot hip bath, a cold shower bath is immediately recommended. One should avoid exposing oneself to the cold to avoid chills. This water treatment is helpful in relieving painful menstruation. Reduces prostate enlargement. It is also useful in painful contraction of the bladder, sciatica, hemorrhoids and ovaries.

Cold Hip Bath

For the cold hip bath, keep the water temperature between 10 and 18 C for a period of 10 to 15 minutes, sometimes up to half an hour. If the patient feels cold, an immediate warm foot soak is recommended in conjunction with a cold hip bath. Then the patient’s abdomen below the navel should be vigorously rubbed with a thick damp cloth. After bathing, the legs, feet and upper body should be dried. Then you should undertake a light exercise to warm up the body.

Cold hip bath is a routine treatment for constipation, obesity. Indigestion and regulates the eliminatory organs so that they work properly. This water treatment also helps in menstrual problems, hemorrhoids, liver congestion, prostatic congestion and uterine disorders, sterility, displacement of the uterus and ovaries. It is contraindicated in diseases of the pelvic organs, ovaries and inflammation of the bladder, virginal and rectum.

Neutral Hip Bath

Neutral hip baths is a type of hip bath with water of 32º C 36º for 15 minutes to an hour. It relieves acute and subacute inflammations of the ovaries, fallopian tubes and bladder and painful spasm of the vagina, itching of the anus and vulva and acts as a sedative treatment for eroticism in both sexes.

Alternative Hip Bath

The patient is made to sit alternately in a hot hip with water at 40º C and a cold tub at 10-15º C for 6 to 8 minutes, respectively. The duration of the hip bath is 10-25 minutes. During treatment, a cold compress is applied to the head and neck. Applying cold water on the hips is the end of the treatment.

Disclaimer: This article is not intended to provide health advice and is for general information only. Always seek the views of a qualified health professional before embarking on any health program.

Copyright © Nick Mutt, All Rights Reserved. If you want to use this article on your website or in your ezine, please enable all URL addresses (links).

Fifteen areas reviewed in a due diligence study

Due diligence is done by investors or lenders to make sure your business is operating properly and efficiently. The detailed due diligence study will uncover any accounting errors and any operational problems. After completing the due diligence study, investors or lenders must be satisfied that they are investing money in a company that conducts their business in the best possible way. The due diligence study will review the following fifteen areas:

1. Corporate records:

o The original articles of incorporation or articles of organization of the company.

o Bylaws and minutes of any Board meetings, executive committee meetings and

shareholders meetings

o Issuance and transfer of shares

o The communication of the company with the shareholders

o Press clippings and press releases

o Applications and documents authorizing the company to do business in another state

o Shareholder agreements, votes, powers of attorney and other similar documents

o Organizational chart of the company showing how it is structured and if there are subsidiaries

two. Sure:

o All insurance policies, their coverage limits, deductibles, renewal dates, and premiums

paid or due

o Insurance claim history

3. Government regulations and submissions:

o Reports and correspondence with any government authority

o Licenses, permits, approvals, etc.

o Bonds provided for licenses, permits, etc.

o Records of any government investigation, inquiry, or inspection

o Government orders that the company must comply with

Four. Money:

o Documents proving loans, secured and unsecured, and personal guarantees

o Bank agreements confirming lines of credit

o Documents proving the sale, subsequent lease, installment purchases, sales contracts, loan


o Correspondence to and from lenders

o Evidence of satisfaction or bonds or debts

5. financial information

o Audited financial statements

o Unaudited monthly and quarterly financial statements

o Capital budgets, changes in accounting practices

o Inventory Summary

o Age of accounts receivable and payable

o List of all assets with purchase price

o Correspondence with internal and external accountants

6. Tax:

o Federal, state and local tax returns

o Any adjustment, liquidation, recovery or notice with the tax authority

o FICA, FUTA and other employee withholdings

o Calculations of tax base, accounting base and depreciation of all assets

7. Client information

o Customer Agreements

o List of the 10 most important clients and list of sales to each one

o Government or quasi-government customers

o Catalogs, product literature, advertising and price lists.


o Agreements relating to the distribution of shares, stock options, preferential subscription rights and

option plans

o Agreements or contracts relating to capital expenditures

o Licenses, agreements, franchises, joint ventures or association agreements

o Interconnection contracts, leases, any document that limits the business of the company,

and non-compete agreements

o Agreements entered into in the normal course of business and agreements outside the

normal course of business

o Agreements to pay or indemnify the debts or liabilities of third parties

o Documents relating to the acquisition or disposition of businesses or assets

o Agreements or contracts with directors, officers, shareholders, or affiliates or relatives of

such parties

o Examples of purchase orders and distribution agreements

o Copies of documents that prove the interest of the company or of the shareholders in any entity of the

same industry

o Barter contracts

9. Employee Related Documents

o Labor, union, non-union agreements, memorandums of understanding, grievances


o Job offer letters

o Consulting contracts and independent contractors

o Personnel Policies Manual

o Employee health benefits, bonuses, deferred compensation, pension, profit sharing, stock

options, employee stock purchases, retirement and other employee benefits

o Financial statements and list of assets and valuation for all employee plans

o Actuarial reports and no funding for any employee plan

o Tax returns and other communications with tax authorities regarding employee plans

10 royal property

o Description and copies of all real estate leases and options

o Mortgages in which the company is a party

o Deeds, title reports, expert reports and occupancy certificates of all real estate owned in

totally or partially by company

o Special use permits or variations for any property occupied by the company

eleven environmental issues

o Information about compliance or non-compliance, claims, permits, licenses,

correspondence and notices with any environmental protection law or regulation

o Inspections, citations, audits, feasibility studies, corrections and pending execution


o Spill reports, notifications, cleanup requirements, and financial estimates for cleanups o


o Correspondence, memos and reports within the company related to environmental matters

o List of all surface and underground tanks, their contents and their location

o Information about ownership and previous uses or property of the company

12 intellectual property,

o All patents, patent applications, invention disclosures, and list of material non-patent items

o Ownership documents or other agreements relating to the acquisition, security and

confidentiality of information

o Trademarks, pending trademark applications, registrations, renewals and unregistered.


o Trade names, form and territory of use of trade names, and state or federal failures of


o Concurrent use agreements, settlements or registrations

o Copyrights, copyright applications, registrations, renewals, assignments and documents

o Any patent, trademark, trade name or copyright license

o Controversies, judicial procedures, infractions, sentences, decrees, agreements or

orders relating to patents, trademarks, trade names and copyrights

13 banking

o Bank accounts, credit agreements, debt instruments and lines of credit

14 Litigation/Disputes

o All documents related to any current or pending litigation, administrative proceedings,

government investigations, disputes, complaints and inquiries

o Consent decrees, judgments, court orders, settlement agreements to which the company is

a party

fifteen. Miscellaneous

o Analysis of investment bankers, engineers, management consultants, accountants

o Marketing studies, credit reports and other financial reports

o Pending powers of attorney

o Organizational charts, job descriptions, job titles, salaries, start dates, and bonuses

o Internal management reports

This list should help you prepare, but it is only the legal part of a due diligence study. There may be other areas considered in a due diligence study, such as product or service studies, competitive analysis, market analysis, and background and reference checks. Investors or lenders often conduct due diligence before making any investment or loan.

Jo Ann Joy, BBA, CEO

The future of your business starts here!

Jo Ann can be reached by phone at (602) 663-7007, by fax at (602) 324-7582, by email at [email protected]and by mail to 2313 East Ocotillo Rd., Phoenix, AZ 85016. Copies of any article will be provided free of charge.

For information on other important legal, tax and business topics, free copies of articles or eBooks, visit our website at u> Copyright 2006. All rights reserved. Indigo Business Solutions is a registered trade name.

San Diego Seven – Top 7 Beaches

With miles and miles of beaches, a world-famous zoo, great restaurants, incredible surfing, world-renowned golf and horse racing, spectacular sunsets, and perfect weather year-round, what’s not to love about San Diego?

One of the most popular things to do in San Diego is to go to the beach. But in San Diego, no two beaches are the same, each one has a unique personality. Need some ideas on which beach to call your own? Here is a list of 7 of the best beaches in San Diego:

  1. crowned beach – Gentle surf, wide open spaces, pristine sand and the magnificent Hotel del Coronado in the background have earned this beach a spot on the Travel Channel’s Top Ten Beaches in America.
  2. pacific beach – Whether you’re cruising the seemingly endless boardwalk or grabbing a cold beer at one of the many beachfront bars, Pacific Beach (commonly known as “PB”) is the place to people watch. With its proximity to great nightlife, PB is a favorite place for college students to hang out.
  3. mission beach – A stone’s throw from SeaWorld is Mission Beach, home to Belmont Park: an oceanfront amusement park reminiscent of Coney Island and the Santa Monica Pier.
  4. La Jolla Cove – The north end is a paradise for divers and is home to the La Jolla Underwater Park Ecological Reserve. On the southern tip, you’ll find Seal Rock, home to many wild California gray seals.
  5. Swami’s Beach – Find your surf mojo at Swami’s Beach in Encinitas. Located just south of Self-Realization Fellowship Ashram’s Hermitage and Mediation Gardens, Swami’s Beach is where you’ll find some of San Diego’s most zen-like waves.
  6. dog beach – During the “off-leash” season (which runs from the day after Labor Day through June 15), this little beachfront strip located north of 29th Street in Del Mar is a great place for dogs run, swim, play and be well. … Just be a dog!
  7. blacks beach – Although public nudity is illegal in San Diego, lifeguards tend to turn the other cheek when it comes to Blacks Beach, popularly known as San Diego’s nude beach. Blacks Beach is located near Torrey Pines State Beach.