Correspondence principle in accounts receivable

The matching principle is the basis for accrual (or accrual) accounting and revenue recognition. According to the principle, all expenses incurred in the generation of income should be deducted from the income obtained in the same period. This principle allows for a better assessment of actual profitability and performance and reduces the mismatch between when cost is incurred and when revenue is recognized. In accounts receivable, the provision for bad debt expenses in the same year in which the related sales income is recognized is an application of the matching principle.

Accounts receivable represent the amount owed by customers for money, service or purchase of merchandise on credit. On the balance sheet, they are classified as current or non-current assets based on expectations of the time it will take to collect. Most accounts receivable are trade accounts receivable, arising from the sale of products or services to customers.

To help increase its sales revenue, the company extends credits to its customers. Credit limits entice your customers to make a purchase. But whenever a company extends a credit to a client, there is also the risk that the client will not return the money. In order to eliminate the risk, the company establishes some guidelines and policies to grant credit to its client. They conduct a credit investigation to assess the customer’s credit worthiness. They established a collection policy to ensure they received payment on time and reduce the risk of default. Unfortunately, there are still sales on account that may not be charged. Either the customer goes broke, is not satisfied with the service provided, or simply refuses to return the money. The company has legal recourse to try to collect your money, but those often fail and are costly too. This uncollectible account receivable is a loss of income recognized when recording the bad debt expense. As a result, it is necessary to establish an accounting process to measure and report these uncollectible accounts.

There are two methods for recording bad debt expenses. The first method is the “Direct Cancellation Method” and the second is the “Allocation Method”.

The direct write-off method is a very weak method and does not apply the principle of comparison of recording expenses and income in the same period. This method records bad debt expense only when a business has made every effort to collect the money owed and ultimately declares it uncollectible. It has no effect on income because you are simply reducing accounts receivable to their net realizable value.

It is a simple method, but it is only acceptable in cases where the company does not have the precise means to estimate the value of the defective teeth during the year or the bad debts are irrelevant. In accounting, an item is considered material if it is large enough to affect the judgment of its financial users. With the direct write-off method, several accounting periods have already passed before it is finally determined to be uncollectible and written off. Income from credit sales is recognized in one period, but the cost of doubtful accounts that are related to those sales are not recognized until the next accounting period. This results in an income and expense mismatch.

The allocation method is a preferable method for recording bad debt expenses. This method is in accordance with generally accepted accounting principles. Accounts receivable are recorded in the financial statement at their net realizable value. The net realizable value is equal to the gross amount of the accounts receivable less an estimate of the accounts receivable uncollectible. This is often called a bad debt allowance. This is considered a contractive account on the balance sheet. This contra asset account has a normal credit balance instead of a debit balance because it is a deduction from accounts receivable. The provision for bad debts communicates to your financial user that the part of the accounts receivable is expected to be bad debts. With the allocation method, you can estimate bad debts based on credit sales for each period or based on accounts receivable.

The estimation of bad debts as a percentage of sales is consistent with the concept of coincidence because the bad debt expense is recorded in the same period as the associated income. It is calculated by providing a fixed percentage of the period-to-period debt provision to the bad debt expense account in the income statement. Past-year trends or patterns in credit sales and related bad debts provide a basis for a reasonable estimate or projection of bad debt expense for the current year.

When estimating bad debts based on accounts receivable, a business can estimate the aging calendar provision or a one-time calculation of total accounts receivable. When using the estimate based on accounts receivable, the journal entry for bad debt expense must consider the current balance in the reserve account. The amount of the entry is the amount that is needed to bring the balance in the allocation account to the desired ending balance.

A kitchen rooster brings you luck

Throughout different cultures the rooster has been a symbol of many things, one of the most predominant is luck. It is said that having some type of rooster in your kitchen brings you luck and could make you feel good. Here’s a little more information about roosters and rooster folklore.

First a little about real roosters. They do not lay eggs and are not necessary for egg production, but they are necessary if you want chicks. They protect the herd and will defend the family from predators. They can be tamed and become devoted pets if they are handled and worked frequently.

They can sing at any time, including at night. The song marks the territory, so the fewer roosters crow the less. One rooster per flock is all that is needed. In fact, a hen house with more than one rooster is only looking for trouble. You can keep a subordinate rooster if it is smaller than the larger hen. Which means that she runs the show.

On my favorite island of Oahu, wild roosters have reigned for over a thousand years. I found it a bit strange when I was at an outdoor barbecue eating chicken and a rooster came up and was standing by my table. But wild roosters and chickens have been roaming freely on this beautiful island for centuries. In fact, on Oahu, if you ask “Why did the chicken cross the street?” the answer would probably be “get to the beach”.

In Portugal there is the Galo de Barcelos, the national symbol of Portugal. What is a rooster that symbolizes honesty, integrity, trust and honor. The town of Barcelos is known for its earthenware and the most popular symbol is the Rooster. There are tons of stories and folklore from different cultures about roosters. The Rooster symbolizes many different things.

I remember seeing a story on the news last year about a wild rooster that lived in Manhattan. It was wreaking havoc on nearby neighbors’ sleepwear. A rescue group from a farm in the north of the state swooped in and tried to catch the rooster. First trying to lure him with food, a female rooster, and even a red blanket. The cunning rooster was not fooled by any of these tricks.

Finally, a resourceful rescuer was able to capture him with a net. Now, instead of disturbing the urban sleepers, the cunning rooster retreats to the upstate. With many girlfriends, fresh air and unlimited snacks. Not bad considering, whatever fate he must have escaped from, to be wandering the streets and neighborhoods of Manhattan.

In Chinese astrology, people who are born in certain years have a rooster sign. These people are practical and quick thinkers who do not like to take unnecessary risks. They enjoy a keen sense of detail and always seem to know what is going on. Roosters are straightforward and love honesty. The rooster has a trusting demeanor and yet it is not easily fooled.

Roosters can be perfectionists and expect to be in control, especially when it comes to their appearance. They have high standards of dress, conduct, and neatness, and they expect the same from others. Roosters need a partner who understands their conservative nature but is not overly laid-back. The rooster should probably focus on valuing the heart and soul over good looks. Appealing to the logic of live-and-let-live roosters can be a good way to deal with ideals that control roosters too much.

The rooster is a symbol of many things for many cultures. What I like the most about the rooster symbol is that having one in the kitchen is supposed to be a symbol of luck, health and prosperity. Whether it’s a rooster clock, cookie jar, wallpaper, tea towels, trivet, or just a ceramic rooster sitting on the back of the stove taking care of the kitchen. Seeing a rooster in the kitchen not only makes me feel at home, it makes the whole kitchen warm, comfortable and inviting. I think I like it better because it gives me that nostalgic feeling, like when I was young eating cookies in my grandmother’s kitchen.

DIY Vermicomposting: A Worm Farm on a Budget

Have you wanted to set up a home worm farm, but have been put off by the high cost of buying one of the best “designer brand” multi-level “vermicomposting ” kits, promoted by garden centers and mail order companies? Well, let’s get the shit done! – IT’S REALLY NOT A SECRET !!! -You can easily make your own DIY three container kit for just a few dollars and your worms will be as happy as piglets in the yellow stuff, with no big bad wolves in sight. Plus, you don’t have to be a skilled technician to do it!

  • Hardware stores, supermarkets, and camping stores sell sturdy, black (opaque) general-purpose plastic storage containers at a very reasonable price. They are typically tapered so they can be nested for easy stacking on retailer shelves and come with a “to fit in “this cap. For your worm farm, you will need three of these conical containers (but only one lid). For a simple home worm farm, I would advise going for 12 gallon (45 liter) containers. They will generally be about 15 inches (400mm) deep. You can go smaller, if you want.
  • On the first storage container, drill a 3/8 inch (15 mm) hole, located in the center, on the side of the container, just above the base. Insert an inexpensive ½ inch (12mm) plastic barrel or irrigation faucet (with washers) into its hole and quickly tighten with locknuts; make sure you get a good seal; try filling the container with tap water. This container should be the lowest in your pile and will retain the highly nutritious content. “worm tea“leachate, which will start to drip from the compost bins above. Earthworm tea is a valuable liquid organic fertilizer, which can be diluted and used directly in your organic vegetables.

The top two containers will contain the worms. They must be identical and are prepared as follows:

  • Drill a ¼ inch (6 mm) hole pattern along the entire base of each container for drainage and to allow drainage and upward migration of worms from the compost, these holes should be regularly spaced approximately two inches (50 mm) on center in any direction.
  • For aeration, drill two rows of ¼ inch (6 mm) holes on two inch (50 mm) centers, in a continuous band around each of the containers. This band of orifices would be approximately four inches (100mm) below the top edge of the container.
  • It is not essential to drill holes in the lid, which is tightly closed over the upper container. since it must receive enough air from the sides.
  • First install the lower container (sump) on bricks or blocks, leaving enough space to drain the liquid from underneath. Choose a shady spot for the worm farm (in a shed or garage, if it is subject to frost).
  • The second and third containers are “nested” one inside the other and are placed in the sump container. To maintain a workspace for worms and compost build-up, you need some spacers or packers about six to eight inches high, between the top two bins and some smaller packers about four inches in the bottom bin (sump ). . You can use wooden blocks or sealed food jars for the packers. The packers also prevent the conical worm bins from getting stuck together.
  • To prevent “nasty bugs” from squeezing between the bins, you must close (caulk) the small space between them with strips of shade cloth or mosquito nets.

You are now ready to go into production. Don’t let us give detailed notes here for the details of how the system works, such as choosing and feeding your worms, eradicating pests and maintaining the worm farm, etc. You can visit our website to get this information. However, be sure to cover the following points: –

  • Place your worms in the top container with some good stringy (damp) bedding (or even shredded newspaper) and after a few days you’re ready to start feeding kitchen scraps. Cover food with more bedding to discourage pests and keep the lid closed.
  • Make sure the worm farm is never allowed to dry out by spraying water on the bedding periodically, if there is still not enough moisture from food scraps.
  • When the top bin has been fully productive for a while, the worms will multiply and compost will begin to build up from the worm waste. When the amount of compost is significant, stop putting feed into this bin and switch the top two bins by placing bin # 2 on top of the pile, with bin # 1 now in the middle. Set up this new top container with clean bedding, a small amount of the old castings, and start feeding kitchen scraps into it right away. The worms will naturally migrate upward to the new food source, leaving the bottom container with just a few stragglers and ready for collection of your compost within three weeks of swapping.
  • All you need to do is keep repeating the process of alternating the top two bins regularly, scooping out the compost, whenever it builds up, and hitting the worm tea occasionally. Use both in your garden and grow delicious, totally organic vegetables and beautiful roses. Sit back and enjoy the fruit of your labor – your worms are doing most of the work anyway!

To see a detailed diagram of this simple worm farm, as described, and some illustrative photos, you can visit our website at

Happy deworming!

7 effective ways to increase Instagram followers without spending money

Instagram has more than half a billion active users. The statistics on Instagram could be described as very impressive and encouraging. A little breakdown will surprise and thrill you at the same time. Instagram has more than 500 million active users with more than 300 million daily active users, 80% of those users are outside the US, 4.2 billion likes every day and more than 95 million photos and videos uploaded every day. This is simply wonderful and a gold mine for marketers and online businesses.

Those stats should send a signal to your nerves and allow you to understand how important Instagram could be to your business. The question is, how do you get on Instagram and acquire followers that will become your loyal customers? I will show you how to do it in the following steps and guidelines

1. Sign up with Facebook – This is the easiest and fastest way to set up your Instagram account. It will automatically allow you to follow your friends who are already on Instagram and they will also follow you. Your friends and family will be the first followers on Instagram, which will help you improve your profile and prepare for the main offer.

2. Quality photos: the most important thing on Instagram is the quality of your photos, make sure your photos are of high quality before posting them on Instagram. Having quality photos on Instagram helps you get more likes, comments and more followers, which will help you climb the ladder and to the top of all your competitors within the same niche. If you are taking the photos with a camera, make sure the lighting and focus are correct to get the correct photos you need to go viral on Instagram.

3. Like other photos: I call this trick notice me. It’s like your first day at school, no one knows you and the only way people will start interacting with you is by taking the first step to say hello or introduce yourself. When you like other people’s photos, those people visit your profile and decide to follow and also like your photos. This is how you start growing your network on Instagram

4. Follow Others – This is the fastest way to grow your followers on Instagram. When you follow others, they decide to follow you and create a connection between them. This helps increase your followers and likes on the photos you have on your profile. Follow others to get more followers

5. Comment on other photos: This method requires more time and work, but it is surely worth it. When you comment on other people’s photos, you increase the chance that they will follow you and like your photos too. Just take some time out of your social media marketing calendar and comment on other people’s photos to increase your following.

6. Use relevant hashtags – Hashtags have come a long way on social media and Instagram is no exception. Making use of relevant hashtags will help you gain more visibility and popularity on Instagram. The more hashtags you use, the more popular your photos will become. This means more likes, more followers and more comments that help improve your profile.

7. Trading Shoutouts: This is simply a method of promoting others while they promote you as well. It is simply a win-win situation for both members. This method helps promote your profile. You simply need to find people within your niche and communicate with them and ask for recognition. You can simply do this by sending them a simple email or request on Instagram.

Fun activities to do in Marbella with children

If you plan to spend a vacation in the sun, you should plan to visit the southern coast of Spain. This part has great weather all year round, delicious food, and plenty of activities to enjoy that keep everyone busy. If you are looking for fun activities for the whole family, read here to do the best activities in Marbella with children.

The best beaches for children

Marbella has a wide range of sandy beaches suitable for children. For example, Playa Fontanilla is one of those beaches where you can take your children and have fun all day. It is close to the city center, past the Marbella marina and offers a wide range of facilities such as cafes, shops and restaurants. The beach also offers access to public toilets. Nagueles Beach is another popular beach with families. There are numerous activities for visitors. You can rent a pedal boat for fun in the water and other water sports for older children.

Funny Beach Marbella amusement park

The fun beach is the place that offers fun not only for children but for the whole family. This is an amusement park where you can enjoy the fun of karting for both children and adults. Older children can go out to sea on a jet ski or fly board. Adults can enjoy a ride in a variety of inflatable boats and younger children can have fun on the pedal boats.

Nature in the Lake of the Turtles (Turtle Lake)

Turtle Lake is the most important tourist destination for the whole family. There are many trees, lush foliage, and splendid mountain views. The lake is popular for turtles. The lake is located in Nueva Andalucía in Marbella and is also home to many water birds and fun turtles. Children can also swim in the lake and it is the best place to enjoy a picnic in the shade on a hot summer day. You can stroll along the lake and cross the 20-meter high dam wall that dates back to 1890.

Bulevar San Pedro Alcantara playground

San Pedro Boulevard offers three playgrounds for children. There are paddled hills to climb, wooden horses to ride and swing. Older children can enjoy zip lining. The boulevard is also perfect for biking and skating. There is also a graceful architectural bridge that curves to match the waves and mountains of the Marbella coastline. You can enjoy beautiful and impressive views of the sea and the mountains that extend over a series of children’s pools for the children to splash around.

Barbecue or picnic in the Vigil de Quiñones Park

It is the perfect place to enjoy a picnic and a day out with the whole family. You can enjoy a barbecue and relax in the shade of the park’s trees. There is a small cafeteria and a children’s play area in the park, a soccer field, a petanque field and a multipurpose field. The park is located a short distance from the city center of Marbella and has free entry.

Everything You Need to Know About Antioxidants: Make a Smart, Informed Decision for Good Health

What are antioxidants?

An antioxidant is: 1) a chemical compound or a substance that inhibits oxidation. Or 2) a (natural) substance, such as vitamin E, vitamin C, or beta-carotene, that is believed to protect the body’s cells from the damaging effects of oxidation.

Antioxidants can be found naturally in whole foods where they are generally grouped together; or they are manufactured synthetically and sold as supplements, usually with a single antioxidant rather than several.

What are the free radicals? Do we need antioxidants?

Oxidation occurs when free radicals (highly reactive, high-energy particles) violently bounce around the body and damage cells. Free radicals can be produced within the body through natural biological processes or introduced from the outside through tobacco smoke, toxins, pollutants, and suboptimal eating habits. Free radicals are believed to accelerate the progression of cancer, cardiovascular disease, rheumatoid arthritis, chronic fatigue, and age-related diseases. The antioxidants found in fruits and vegetables help neutralize free radicals in the body.

In general, it is recommended that people consume 7 servings of fruits and vegetables a day: 2 servings of fruit and 5 servings of vegetables. Most people do not eat the recommended amounts of fruits and vegetables every day. Additionally, most industrially grown fruits and vegetables do not contain the same nutritional benefits that are available in organically grown whole foods and they also contain more toxins (sources of free radicals) for the body to fight off.

Why are antioxidants found in plants?

Photosynthesis is the process by which plants convert light energy from the sun into stored physical energy (nutrition). Photosynthesis exposes plants to a large number of free radicals. Plants produce antioxidants to protect themselves from the damage of these free radicals. Antioxidant plant pigments, mainly carotenoids and polyphenols that are responsible for shine.

the orange, red, blue, and purple colors of many fruits, berries, and algae provide most of this protection. Research has shown that human ingestion of these plant-based antioxidants results in similar protection for humans. Research also shows that antioxidants work synergistically (where the combined effect is greater than the sum of the individual effects) and are much more effective when a spectrum of antioxidants is ingested, rather than individual isolated compounds. For example, the herb, thyme, contains more than 20 antioxidants separated alone.

Also, when food is grown organically, without the use of synthetic pesticides and herbicides, the plant must become stronger (through fighting), thus imparting more nutrition, in order to survive. While industrially grown foods with liberal use of synthetic herbicides and pesticides rely on chemicals to protect them and therefore do not contain the same available nutrition as organically grown foods by up to 60% less.

What are ORAC units? How many do we need?

ORAC, short for Oxygen Radical Absorbance Capacity, is a standardized measure of a substance’s total antioxidant power, which is its ability to neutralize oxygen free radicals. The more free radicals a substance can absorb, the higher its ORAC score. Nutritionists recommend that we consume around 5,000 ORAC units per day to significantly impact antioxidant activity in the body and reduce free radical damage. To give you perspective, a half-cup serving of fruits or vegetables provides approximately 500 ORAC units. If you are not eating at least 10 servings of fruits and vegetables a day (preferably organically grown), you are not getting the recommended amount of ORAC units to neutralize free radical damage in your body every day. Taking into account the amounts and exposures to the many and varied sources of toxins in the world today, a better estimate of the required ORAC units would be 7000 ORACs per day.

Whole foods vs supplements

If you supplement with antioxidants in a single dose, or a combination of some isolated antioxidant nutrients, you are probably not getting the benefits you need. Weather isolated nutrients may have powerful antioxidant benefits in vitro (test tube), they have significantly less benefits in vivo (body). While food Rich in antioxidants have proven benefits both in humans and in vitro, it is known that a diet rich in fruits and vegetables can help prevent cancers, coronary heart disease and stroke. Synthetic Antioxidants May Increase Cancer Risk. In fact, every large clinical trial that you have used isolated Antioxidant nutrients have not shown benefits for cancer and cardiovascular disease. Most isolated antioxidant nutrients are chemically and structurally different from those found in real foods; and they do not have the desired effect on the human body. Research has found that whole tomato powder, but not lycopene, a carotenoid found in tomatoes, inhibits prostate carcinogenesis in rats, demonstrating the superior functionality and efficacy of whole food nutrition compared to high dose isolated nutrient supplementation.

What is a superfood?

A superfood is a type of food that is believed to have more important health benefits than any other type of food due to its specific phytonutrient content. For example, blueberries are considered a superfood because they contain significant amounts of antioxidants, phytoflavinoids, vitamin C, and potassium, which are believed to provide significant health benefits.

How to get your daily requirement of 5000-7000 ORAC units

You can eat the recommended 2-3 servings of fruits and 5-7 servings of vegetables a day, choosing high-quality, organically grown fruits and vegetables.

You can choose a blend of certified organic whole superfoods, providing a broad spectrum of nutritional and antioxidant benefits and preferably in powder form. For example, a blend such as: Certified Organic Raw Raw Cocoa Powder, Dried Coffee Fruit Extract, Certified Organic Freeze Dried Pomegranate Powder; Certified Organic Freeze Dried Goji Berry Powder, Certified Organic Freeze Dried Acai Berry Powder, Certified Organic Whole Dried Dunaliella Marine Microalgae Saline, Certified Organic Freeze Dried Cranberry Powder, Certified Organic Freeze Dried Raspberry Powder, Certified Organic Freeze Dried Strawberry Powder Extract Certified Organic Freeze Dried Olive Juice. A blend like this provides all of the nutritional and antioxidant benefits of each whole food along with the benefits of all of the whole foods together. A serving of such a mix would provide the recommended daily ORAC requirements.

What form of mixed superfood should I consume?

Without a doubt, you should be looking for a powdered form where the superfoods in it have been freeze-dried, thus putting the nutrition and antioxidants in suspended animation, without damage. Adding the powder to your own liquid (water, juice, soy milk, etc.) makes for a quick and easy fortifying drink.

You should pay attention to how the superfood was processed (freeze-dried) and the quality of the superfoods contained in the powder (organic).

A useful feature would be the individual service packs instead of the large jar for easy portability.

Furniture Sliders From Home Depot Moving Men

Home Depot Moving Men

Furniture sliders are a great solution for rearranging your furniture. They fit underneath the legs of furniture to make it easier to slide. They are often called gliders, and are great for relocating heavy items from one room to another. These tools are great for rearranging furniture and heavy appliances. For safe sliding, use felt-bottomed furniture sliders. The home depot moving men will be glad to help you.

flytning københavn

Sliders are essential moving equipment. When moving heavy pieces, it is important to choose the correct size for your items. You may need large sliders for your couch, while smaller ones are good for tables. Also, keep in mind the shape of your furniture. For example, a round table may have wide oval legs, while a rectangular couch may have short, square legs. It is important to purchase the correct size for your furniture.

If you need a slick surface for gliding your furniture, a carpet slider is the best option. This type of slider can help you move your furniture over a carpet without causing damage. The felt slider is easy to clean and reuse. This slider is also inexpensive compared to other types of furniture moving equipment. And because it is reusable, you can use it again if necessary.

Furniture Sliders From Home Depot Moving Men

Moving men will need to use sliders when moving heavy items. Furniture sliders can hold up to 110 pounds of weight, so they can help you move large, heavy items without damaging your floors. They can be a great way to protect your floors while you move. They are a must-have if you plan to move heavy objects from one room to another. So, be sure to check out your home depot moving men for more tips.

The next time you move, use a slider. It will help prevent any damage to your floor and reduce friction as you move your furniture from one room to another. The furniture sliders won’t make a huge mess and you’ll be able to get the job done without any stress. And they won’t hurt your wallet! They can be used over again. They’re a good investment for moving your furniture.

Aside from saving time, furniture sliders also protect your floors. They are great for moving hardwood floors, and don’t damage flooring. You can even reuse them after the move, as long as you don’t drop them. Using furniture sliders is safer and easier than ever. You’ll be able to lift heavy items without any strain. And since you can use them again, you can recycle them. You can also use them when moving to protect your carpets.

These disks are great for dragging heavy furniture around. They come in different sizes and are easy to move. The only requirement is a toolbox. You need to be ready to take on the job. These moving men disks are very versatile and are ideal for any type of piece of furniture. Once you have the toolbox and a couple of furniture movers, you can move on to your new home. They are inexpensive and are great for moving heavy items.

If I’m Lost or Dead by Janine Latus

Arrow Books, 2007, $ 19.95 pb., P. 401, ISBN: 24681097531

If i’m lost or dead it is a heartbreaking and revealing book; And a page flipper! However, it is not fiction; it is an all-too-real scenario account of how women, even the beloved, intelligent and successful ones, can fall prey to men who hurt them: emotional, physical, life-threatening damage. This book is also a dedication to his younger sister, Amy, the beloved baby of the family. No one knew Amy was in trouble until she disappeared.

In hindsight, the signs were there, but it was too late. Amy was dead.

Janine? says my sister Jane. Have you heard from Amy?

He killed her, I tell him on the phone. That bastard killed her.

The only clue they have as to what happened to Amy is a note taped inside her desk at work:

In the event of my disappearance or death … I am afraid that I have put myself in danger in various ways …

Janine is an educated and successful woman; working journalist with a broad vision of the world. She knows that her family loves her and is close to her siblings. She has struggled to get through college, skimping and saving and staying determined. She is a woman who can survive, get by, and support herself.

However, he enters abusive relationships; just like Amy. Michael breaks his ribs, blackens his eyes, and kicks him in the kidney. Then he cradles her. Oh honey, he says, I love you so much. Why do you have to go and push my buttons?

Then meet Kurt.

… he knows that I am a battered woman and he loves me anyway. It turns on even though it knows … that I can be ugly and I can … make someone so mad that they hit me.

Attentive and loving, Kurt is also jealous, demanding, and sexualizes his wife. She likes to be dressed in miniskirts, tight tops, stockings, and high heels. He even ‘forces’ her to enlarge her breasts that she doesn’t want and is often ‘inappropriate’ in public – a disconcerting echo of her father.

Amy has also experienced a difficult marriage, weight problems, and cancer. Even after becoming single, losing weight and working successfully, loneliness leads her to the web, where she meets Ron Lee Ball.

Meanwhile, Kurt’s behavior becomes more jealous and erratic. He even leaves Janine on the beach, asleep, leaving her to dehydrate and burn. He’s gone … pissed off … Until recently I would have run after him …

Rebuilding her life and self-esteem as a single woman, Janine is on an upward path when she gets the call about Amy.

Hello, candy, I say. What are you doing?

I’m planting impatience … I’m also using my bread maker, he says.

I say I love you.

I love you too, she says.

I will never speak to her again.

if i’m missing or deadit is as much an honest account of love, violence, and loss as it is a cautionary tale. Battered women, especially if they stay, and they almost always stay, are viewed by many as weak, stupid, or, in some cases, deserving. This book can shatter those false beliefs. Latus shows his ownership by his actions. Despite being an educated and successful woman, she believes that she needs the love of a man, one who obviously loves her very much despite what he brings to the relationship. He’s also not reluctant to admit that he could give as much as he received, at least initially. However, over time, eroded by constant criticism, opportunistic insults and emotional blackmail, it succumbs to a deeply psychological level.

Her first relationship with a man, that of her father, is far from ideal and is in fact abusive in itself. Latus never falls into a maudlin state of blaming him. She presents her family with a degree of calm and dispassion, allowing the reader to draw their own conclusions. This comes from his journalistic skills and is an admirable account of some difficult times and experiences, as well as one of love, fun, and togetherness.

This journalistic approach, and his consummate writing skills, give this autobiographical account an additional level of validity and easy reading, to the point of wanting to turn the page instead of turning off the light.

And examples: when someone in the family called Amy, including her mother, Ron would answer the phone and make up some excuse why they couldn’t talk to her, effectively isolating her. He even told his mother that he had killed her and buried her in the backyard. Although he made everyone feel awkward and far from funny, they thought he was just making sick jokes. They couldn’t suspect what would happen.

Highly recommended, especially for those who want to know the signs of when a loved one is in trouble, but don’t say so.

The Forty Miles an Hour Couch Potato and Other Greyhound Myths

It’s a mystery why greyhounds seem to foster so many misconceptions, but new ones seem to emerge with the frequency of urban myths. Some time ago, a letter to the editor appeared in our local newspaper with an attack on the character of the greyhound dogs and the training and practice of dog racing caused by the fact that your pet cat was killed by a greyhound on the loose. . This angry tirade sparked a second that blurted out more inaccuracies about the nature of greyhounds and their training.

I don’t think either of them wrote their letters with deliberate malice. Often my friends ask me if dogs are abused or killed when they finish running. Animal rights groups have been spreading misleading information about the greyhound industry and, for the most part, greyhound owners have chosen to ignore them rather than validate them by replying to them. In my opinion, this has been a serious error of judgment. Kind and well-meaning people give money to animal rights groups in the millions and use these fat coffers to advance many causes, including a ban on greyhound racing. By failing to counter these accusations as they arise, the greyhound people appear to be hiding a dirty secret.

HBO’s Real Sports with Bryant Gumble had a story about greyhound racing in 2004 that also emphasized misconceptions and their reporter Bernard Goldberg did his best in this segment to further the animal activist cause. The story spoke of the cruelty of keeping greyhounds in small cages all day, except when they are taken out to run. However, don’t all good dog trainers suggest that we keep our dogs in cages during the day when we are away and to feed and sleep them? Domestic dogs spend many more hours in a cage than racing greyhounds, as they are generally in the cage while the owner is at work. Greyhounds are allowed to stretch and urinate multiple times a day and every greyhound I have met is a fan of attendance times. Many nights out have been interrupted to run back to the kennel to leave at nine. Keep this in mind the next time you’re stopping by for happy hour after work instead of heading straight home for a walk around Fido. The suggestion that greyhounds are kept in small boxes all the time is completely untrue. Greyhound cages are large enough for larger dogs to move and rest comfortably.

It may come as a surprise to most people to learn that one of the big adjustments a greyhound must make when beginning life as a pet is the loneliness that sometimes manifests itself in separation anxiety behaviors. Greyhounds start life as cubs with their mother and siblings being cared for throughout the day by their human caretakers. They are then weaned and spend the next year of their lives growing and playing with their siblings in large paddocks cared for all day by their human caretakers. After a year the puppies go out of the meadow to the kennel and spend the whole day being trained, groomed, medicated and touched and handled throughout the day divided by naps and breaks with all the other dogs in the kennel several times a day. This continues as they move from high school to the racetrack. When the dog leaves the track to go to the pet house, he is often left alone all day while his owner is at work after being used to having humans around him talking, grooming or petting him all the time. Many people mistakenly think that it is wise to start with just one greyhound as they don’t want to bite too much, which is why he is also often found in a home where he is the only dog ​​after spending his entire existence with a large pack of dogs. friends. Dogs are naturally social anyway and this is why they make great pets. While I don’t advocate letting dogs take over your life or take on more than you can adequately support, often two greyhounds are easier to keep and happier than one.

In the Real Sports piece, the guy with the darkened face said that dogs were killed all the time when they didn’t make it to the track. He also said that dogs are just running machines to make money and that’s how the greyhound people viewed them. I have to be careful how I write here, as it annoys me. As with any animal business, there are dirt bags trying to make a quick buck that doesn’t care about the welfare of animals, hence the guy’s darkened face. These guys are now by far the minority, not the rule, and they don’t last long in the business. To put it bluntly, there is a lot of heavy, dirty, hard work, long hours, and heartache in the greyhound business and you can’t make a lot of money. The day at the kennel begins at six in the morning and ends with the final participation at ten at night. In his summary, reporter Bernard Goldberg told Bryant that all the greyhound owners were raising hundreds of puppies in hopes of producing a $ 200,000.00 winner of the stakes. While this piece of information might have sounded clever to reporters’ own ears, to a person who has been in the greyhound business for many years it is ridiculous. No one would put years and years of hard work to achieve a goal like that as it only happens once in a lifetime if you are very, very lucky. The simple fact is, most people who are in the greyhound business do it because they love greyhounds. They love them like cubs and they love the old mother or the stallion with the salty snout. This is evidenced by the fact that many greyhound farms have multiple pets running around the property and living in the house as pets.

I have often heard that greyhounds are fed poor quality waste with dangerous raw meat taken from dead animals which often starts to rot and this is why their teeth get spoiled. The “slop” that greyhounds feed on is a mixture of quality red meat, flour and supplements with an exact balance of carbohydrates, proteins and vitamins, designed not only to keep them slim, as the fat in the animal world They tend to be as slow, and unhealthy as in humans, but also to maintain healthy muscles with plenty of energy for sprinting. Greyhounds are the best canine athletes and therefore need nutrition to support their systems. The food given to them costs 2 to 3 times more than what a dog eats. Greyhound racing is very competitive; in fact, I often liken it to breaking into Hollywood as an actor. It would not make much sense to invest thousands of dollars in players, facilities, equipment and time to save a few dollars on feed. The downside is that, like canned dog food, the food greyhounds get tends to stick to the teeth and cause cavities. The proof of the quality of the diet of greyhounds is that they tend to have a much longer lifespan than other dogs their size.

Greyhounds are not neurotic and it is highly unlikely that an adopted greyhound has been physically abused. Greyhounds are very sensitive dogs and abusive handling will always ruin them. They also seem to have an amazing memory and the mistakes they make in handling them, while generally forgiven, are rarely forgotten. All of an abusive trainer’s dogs would fail and he or she would be out of business immediately. The abusive help from the kennel would be immediately expelled from the facility, probably with a good blow from the trainer just in case. When an adopted dog displays neurotic behavior, it is usually due to the problems mentioned above. Although they are called the Forty Mile an Hour Couch Potato, like all dogs, they need to get out and see the world. It is absolutely imperative that the dogs go for a walk in the neighborhood every day. This is their whole world and they love to investigate it. The metabolism of a greyhound is like that of a cheetah. They lie down and relax to conserve energy for that explosive sprint. A couple of times a week to the dog park for a good off-leash run is enough; be careful to keep an eye out for the little furry and muzzle please in case one enters after you have dropped your Ferrari. Greyhounds are perfectly capable of learning to remember, you just have to be careful never to leave them off leash in open parks where they could run into traffic. As far as I’m concerned, this is true of all dogs.

Yes, it is true that throughout the centuries greyhounds have been bred and trained for human greed and pleasure. Name one domesticated animal that hasn’t. For my part, I am very happy that greyhounds are here and that the racing industry has made them, possibly by accident, the healthiest breed of dog when it comes to genetic diseases. Hip dysplasia in greyhounds is, in the opinion of all the breeders and racing trainers I have asked, (all of these guys have known and handled literally thousands of dogs) almost unknown and on AKC show lines, based on OFA data, it’s still only two percent. When tenths of a second separate the fantastic from the flaws, great bone structure is a must. Since only large runners are generally used for breeding, things like bad hearts, elbows, and hips have never been perpetuated in bloodlines. The deep, narrow chests seen in show greyhounds that contribute to the tendency to bloat should not be productive for running, as such conformation is not found in a runner. Bone cancer that seems to affect all large dog breeds is generally believed to stem from a previous injury to the bone that is often not detected during growth.

There are some greyhound owners who still breed too many dogs. Risking an average female raised with a great father to be the winner. These dinosaurs are being driven out of business by economic pressure. If only the best females are crossed with the best males, the results will be fewer and better dogs and that means fewer dogs that need to be petted. The shotgun method of producing hundreds of pups to get a few good ones is no longer feasible. Very few healthy adoptable greyhounds are euthanized now and we are working towards the day very soon when that number drops to zero. The owners, breeders and trainers will be responsible for the well-being of these wonderful animals in their care.

Everyone who receives the great gift of knowing and loving a greyhound knows that there is nothing like them. The day may come when racetracks close and the flow of adoption dogs slows to a halt. Then the thousands of people who have come to love the greyhound will have to buy their greyhounds as puppies and the price will be high and the demand huge. Puppy mills in Missouri and Oklahoma will smell easy money and then greyhound puppy mothers and fathers will no longer live in comfortable kennels with large, spacious paddocks to play with and keepers armed daily with water scoops, nail clippers, brushes soft, Milkbones. and hugs, but they will be imprisoned in dirty cramped cages with their own urine burning their unprotected elbows and haunches. The pups will then end up in cramped pet store cages waiting for someone to come and buy them with no background check, no tutoring, and not as a carefully thought out family member, but out of sympathy looking into those deep, soulful eyes. Then the folks at PETA, HSUS, GRAY2K, and the rest can pat themselves on the back and know they’ve done their good deed.

12 tips to avoid foreclosure and save your home

If you are in danger of facing foreclosure because you have defaulted on your monthly mortgage payments, you must act quickly before it is too late to negotiate a loan modification and your home is sold at a foreclosure auction. You may feel desperate now, but there is still hope until the auction date arrives. Here are some tips to help save your home from foreclosure.

  1. During foreclosure proceedings, do not move out of your home in order to claim benefits such as one-time FHA mortgage insurance, etc.
  2. Mark your mortgage due date in red and prioritize your most important financial obligations accordingly.
  3. Make a list of all your monthly payments. Your monthly mortgage payment should be at the top of the list. Credit card bills, personal loans, and other unsecured debt will have to suffer and go through the lists in the meantime as you catch up on your mortgage payments. In addition to damaging your credit score, these debts will have no major consequences compared to losing your home to foreclosure. The effects of foreclosure on your credit score are MUCH more severe anyway.
  4. Don’t ignore or wait for your bank’s foreclosure notice. Inform them ahead of time that you are in financial crisis because of a hardship. This act of good faith could generate some mercy from your lender. Provide the necessary supporting documents for the loan modification for evaluation. In all likelihood, your lender could extend the grace period or consider a forbearance agreement as long as you make the effort to catch up on your mortgage payments.
  5. Seek help from the credit counseling and debt management program. You can repair your own credit by downloading our free credit repair kit. Take advantage of lenders and local housing agencies or extension services that these programs offer, especially if it is free. The best place to look for free foreclosure and financial help is the U.S. Department of Housing and Urban Development (HUD), as there are lists of credit counseling and debt management agencies approved to work with HUD loans. and possibly your lender. In cases involving predatory promissory notes or loans, contact your bank directly.
  6. Consider options for affordable mortgage payments. It could be restructuring or refinancing your home loan. With the new Obama loan modification programs available today, deciding what to choose would be easy based on your financial ability. Be aware that mortgage refinance costs can be expensive due to processing fees, such as closing costs and points.
  7. If you can negotiate a lower monthly mortgage payment, get the resolution in writing. In fact, keep all loan modification documents that legally represent any agreement or arrangement with your lender.
  8. If not, sell unnecessary assets. You can raise money by doing this and pay off your mortgage until you recover from your financial difficulties. It is also a good time to reduce your monthly expenses. But doing both will not be enough in the long run if your financial situation remains the same.
  9. You can sell your home to a third party as an alternative. This could be called a short sale. Sometimes creditors accept this as a total debt settlement. However, the sale value of the home typically cannot cover the outstanding loan balance, so some banks will rob you for poor foreclosure if you have too many assets. Get the help of a housing counselor, real estate agent, or loan modification attorney. You can also buy your property back after the foreclosure auction.
  10. Negotiate a forbearance agreement. As much as you want to keep your home, it is as much as the lenders want to get paid. In the case of forbearance, your lender will temporarily halt the foreclosure proceedings until another payment option can be enforced.
  11. Declare bankruptcy. This could put your credit history in a bad position. Remember that you may or may not be able to keep your home with this option. If you seriously think this is your only way out, call your attorney to discuss what to do.
  12. Turn your home over to your lender. This is called a “deed in lieu of foreclosure.” This option will not affect your credit score, but you will be homeless. As you make things easier for the lender, this act can be recognized simply by eliminating your loan balance, even if the home sells less. Again, get the help of a mortgage attorney.

Be realistic when choosing your options because once an agreement is reached you must comply, otherwise you will surely face another foreclosure.

Most mortgages are guaranteed or financed by government programs such as HUD, FHA, or VA. If your mortgage belongs to one of these agencies, ask what options they offer to save your home. But first you must approach your lender to negotiate personally openly and honestly. By doing so, you will save paying for credit counseling agencies or attorneys.