Curio Cabinet Lighting

The variety of curio cabinets is almost as diverse as the many types of curio themselves. However, in basic terms of construction and operation, all cabinet styles can be grouped into two broad categories: those mirrors again with wood paneling and back paneling. Both require different techniques and curio cabinet lighting to optimize content display. Choosing the right light for a curio cabinet that may have been imported or custom made can be very difficult, if not impossible, especially when shopping online.

Generally speaking, the hardest hurdle to overcome when custom-lit glass curio cabinets are reflected reflections. Any light source above the eye is a potential bomb glare. Curio cabinets for solid wood lighting, the problem is the shadow of your pockets as a result of the uneven distribution of the lighting and the specific size and shape of the collection. Anything that casts a shadow, as they say, to try to get rid of all the shadows requires multiple accessories, which often causes an eyesore when more than two devices are installed.

Many cabinet lighting manufacturers try to find a compromise between brightness, shadows, lighting, and distribution by installing one to three lights above large curio cabinets. These lights shine through a series of glass shelves, lighting stored in the harvesting process. The reasoning behind this is simple. Multi-platform lights to eliminate most of the shadows, and if it is reflected off a rear part it becomes present, the reflection instead of scattering the lighting.

Frankly, this is not a bad approach to lighting a curio cabinet, as long as it is a medium-sized permanent wall cabinet and where the shelves are made of glass. Recessed light passes through the lower shelves and reflects off the mirror, enveloping the collection process. However, those who visit the safe side of an angle or a seated position make too much glare that blocks the details of the subjects presented.

This is almost an unavoidable disadvantage when lighting a screen in front of a mirror of any kind.

In a curio cabinet wall made of dark wood, Glass General will shine light onto the cabinet floor without the annoyance of reflections. However, each object casts a shadow under itself, so without a secondary accent lighting LED source of some sort, there will be more pockets of darkness as the eye moves up and down.

If the shelves are made of wood, which of course blocks the lights, something completely different and has to be implemented instead.

To generate a lighting display source for your curio cabinet, you may want to go further and consider any of the traditional curio cabinet lights and invest in low-voltage Phantom linear strips instead. These unique, patented lighting strips offer two things that no other lighting fixture offers precise horizontal, vertical and radius adjustment, including dimensions and a low-profile design that is hidden from normal viewing angles.

Of the six exclusive Linear Stripe designs, three offer an optimally lit curio cabinet with specific features that work to overcome obstacles sooner. The key is the cable’s innovative technology and the ability to hide and shield the light source itself so that the viewer sees the light, not the media.

Phantom strips can be outfitted with incandescent, xenon, or LED, each of which offers unique advantages for the particular type of curio cabinet that light and nature of the collection on display. Curio cabinets with wood interior mirrors do not need the brightest possible light, so we generally recommend that incandescent bulbs be known to produce white light. You can set the slider to switch to a higher setting when they are active clients throughout the house, then turn off the light to lower them after most people have gone to bed.

Xenon lamps are low-voltage lighting for the best choice of a curio cabinet displaying glass, porcelain, or silver items. In the world of lighting design, xenon is considered the most sophisticated light source and generates a slightly golden aura that works to enhance the details of the most expensive ones.

Considering extreme cost awareness, phantom LED lamps now have the ability to provide color at levels roughly equivalent to xenon. Only a lighting expert can truly tell the difference, so you may want to consider using LED bulbs if your cabinet is on display in an office, library, or special room at home for more than 20 hours straight.

A curio cabinet lighting made entirely of wood offers greater flexibility in lighting a curio cabinet that mirrors a backplane. You can use up to three different types of Phantom linear strips, all of which remain hidden at any viewing angle. Our Majesty (horizontal) series mounts to the back of the horizontal frame or the front bottom of a shelf or top of a cabinet. The VM series (vertical mount) mounts to any vertical surface indoors. A variety of combinations of the two sets can be used to create a sourceless “field” of shelf life that appears to come from multiple directions. This is shadow-free and tends to create an effect that increases the refinement of the mortise and looks for more sophisticated less expensive ornamental curiosities.

In some wall mirrored curio cabinets, the HM series linear light strips are some of the best curio cabinet lights to use. Depth by the forces of light through the mirror surface and then outward around the collection. While mirrored panels have the greatest potential for displaying reflections from the cabinet’s linear strip to seated guests, wall-mounted cabinets closer to the bottom surface actually help create the optical illusion that lights they are actually built on top of the box. .

A significant source of lighting effect can be achieved in curio cabinets with our Mounted Cove (CM Series) to fit any circular or semi-circular cabinet countertop. These strips are specifically designed to fit any radius, and can literally move a circle of light down through a series of glass shelves, with no shadows or drop in lighting levels. Inside it is reflected off the mirrors, the field of light they generate is truly radiant and seems to come from within and around the exhibits.

Sharp Corp’s Marketing Strategy in the Competitive LCD Market

The premise of the “More to Watch” theme was that, just as television was the most powerful storytelling device (perhaps with a tip of the hat to the cinema), Sharp’s Aquos product line offered the most advanced televisions, giving users viewers a more vivid picture. experience through its superior color, detail and sound. One of the five television ads in the campaign showed people (a mother dressing her daughter, a man cooking, an audience at a movie theater) living their lives with their eyes closed. Finally, a woman opened her eyes in an art museum in front of the painting Batalla de Guararapes by Victor Meirelles. Then a voice-over said, “The Sharp Aquos LCD TV. Suddenly, there’s more to watch.” Some critics objected to the underlying concept. On Brandweek, Barry Janoff commented: “Taking the premise of the ad literally means to imply that people cannot see or appreciate their lives unless television is there to help them. And, furthermore, they will not really value their own lives. to exchange their ordinary televisions for an Aquos. Of course, Sharp cannot tell people to go out and enjoy life by turning off their televisions. “

The “More to See” message may have been simplistic and even illogical, but the method by which the centerpiece of the campaign was delivered was as innovative as Sharp’s LCD technology. The campaign was more than multifaceted; In many ways, it was an example of interactive fiction, using the different elements (TV ads, print ads, websites, and an “alternate reality games” contest) to engage the audience and keep them engaged in the campaign for months and months. months. This approach was intended to counter the resistance consumers had built up to 30-second commercials after years of being bombarded by them, not to mention the ability of digital video recorder owners to skip the commercials. The pioneering effort in this type of promotion was the independent film The Blair Witch Project, which generated excitement by dropping hints in the media that the film was a student documentary project that went terribly wrong. The curious were taken to the producer’s website, and large numbers of people began to debate among themselves whether the “found footage” of the film students was real or fake. When the low-budget film was released, it became the surprise hit of the summer of 1999, generating an impressive $ 150 million in domestic box office sales.

Sharp enlisted the services of Blair Witch producers Haxan Films to help create the mystery story around which the “More to See” contest and marketing campaign would revolve. The resulting tale was called “Legend of the Sacred Urns” and consumers were invited to solve the mystery of where an eccentric millionaire had hidden three prized urns. The three television commercials that developed the story: “The Key,” “The Pool,” and “The Tooth,” wove a “cinematic mystery,” in the words of Bill Dunlap of Shoot magazine, “set on a country estate, involving a beautiful woman, an older man in a swimming pool, and a careless driver in a Volkswagen Karmann Ghia. ” Marcus Robinson, writing for Boards Magazine, offered his own summary of the setup: “A guy, Peter Lindeman, is swimming in the pool of his great French chateau, and his girlfriend is wandering down the road to meet her lover. Unfortunately, he’s massaging a toothache and had his eyes on the rearview mirror, forcing him to swerve to avoid hitting her. He ends up throwing his red sports car into the pool. “

All three ads showed the same incident from a different point of view. In “The Pool,” for example, a woman from a bedroom window saw Lindeman swimming in the pool when a car suddenly flew through the air and landed in the water. A Sharp television was then shown and viewers were directed to the campaign website,, on its screen. The site provided audio and visual clues, and featured blogs, allegedly written by the three characters involved in the search for the three mysterious urns. Chat rooms were also available for people to ponder the mystery together. Once viewers were on the website, they had the opportunity to learn more about LCD technology and Sharp’s Aquos line of televisions. Participants were also directed to other websites to discover clues. The commercials were directed by award-winning documentarian Errol Morris, whose credits included Gates of Heaven, The Thin Blue Line, and Fast, Cheap, and Out of Control.

The television commercials began airing in September 2004 and were shown on a variety of network and cable shows, including ABC’s Monday Night Football and CBS’s 60 Minutes. The “More to See” campaign also included print ads, run by Wieden & Kennedy’s Amsterdam office, which also tried to get people to the website. After starting in the United States, “More to See” was released to 18 other countries. In a complementary component of the campaign, Sharp opened a store in New York City, where consumers could experience the Aquos product line and where more clues were available. The campaign ran for four months, during the critical Christmas season, with bits of the mystery split over time. In the end, Ken Floss from Ohio solved the puzzle and won the grand prize, an Aquos television, and other home theater equipment.

Hooray for the Federal Rules of Evidence!

The Federal Rules of Evidence used in the federal courts of the United States and adopted by many states and the military are the codification of many years of common law rules of evidence. The development of modern rules of evidence has been a process of nothing more than putting old wine into new bottles. If one can understand common law notions of evidence, the Federal Rules will be easy to understand.

The purpose of the Federal Rules of Evidence is to ensure fairness in the administration of trials; eliminate unjustifiable expenses and delays; and promote the growth and development of the right of proof so that the truth is verified and the procedures are determined with justice. As a former trial attorney and current law school professor teaching the rules of evidence to students, I view the Federal Rules of Evidence, adopted by Congress in 1975, as a masterpiece of putting the old common law wine into a new bottle. I have used the Federal Rules of Evidence throughout my career.

This article is not about any specific common law rules or rules that may have been included in the new bottle known as the Federal Rule of Evidence. Instead, I write this to show how influential and widespread the use of the rules has been. Forty-four states, Guam, Puerto Rico, the Virgin Islands, and the military have adopted all or part of the Federal Rules for use in their judicial systems. This is a very good trend because the rules of evidence for most states will be roughly the same throughout the United States.

The following paragraphs provide essential information about jurisdictions that have adopted rules of evidence based on Federal Rules. They include information on when the local rules went into effect and when they were amended, if any:

ALABAMA. Adopted by the Alabama Supreme Court effective January 1, 1996. No amendment.

ALASKA. Adopted by the Alaska Supreme Court as of August 1, 1979. Last modified October 15, 2003.

ARIZONA. Adopted by the Arizona Supreme Court as of September 1, 1977. Last modified June 1, 2004.

ARKANSAS. Adopted by the Arkansas Supreme Court effective October 13, 1986. Last amended January 22, 1998.

COLORADO. Adopted by the Colorado Supreme Court effective January 1, 1980. Last amended July 1, 2002.

CONNECTICUT. Adopted by the Connecticut Superior Court judges effective January 1, 2000. No amendment.

DELAWARE. Adopted by the Delaware Supreme Court effective February 1, 1980. Last amended December 10, 2001.

FLORIDA. The Florida Code of Evidence was enacted by the Florida Legislature effective July 1, 1979. Last amended July 1, 2003.

GEORGIA. Governor Nathan Deal signed a House bill that made Georgia’s rules effective on January 1, 2013. No amendment.

GUAM. Adopted by the Guam Judicial Council as of November 16, 1979. Last amended July 18, 2003.

HAWAII. Enacted by the Hawaii Legislature effective January 1, 1981. No amendment.

IDAHO. Adopted by the Idaho Supreme Court as of July 1, 1985. No amendment.

ILLINOIS. Adopted by the Illinois Supreme Court effective January 1, 2011. No amendment.

INDIANA. Adopted by the Indiana Supreme Court effective January 1, 1994. Last amended January 1, 2004.

IOWA. Adopted by the Iowa Supreme Court as of July 1, 1983. Last amended February 15, 2002.

KENTUCKY. Enacted by the Kentucky Legislature effective July 1, 1992. Last amended July 1, 2003.

LOUISIANA. Enacted by the Louisiana Legislature effective January 1, 1989. Last amended August 15, 2003.

MAINE. Adopted by the Supreme Judicial Court of Maine as of February 2, 1976. Last amended July 1, 2002.

MARYLAND. Adopted by the Maryland Court of Appeals effective July 1, 1994. Last amended January 1, 2004.

MICHIGAN. Adopted by the Michigan Supreme Court effective March 1, 1978. Last amended January 1, 2004.

MINNESOTA. Adopted by the Minnesota Supreme Court effective April 1, 1977. Last amended January 1, 1990.

MISSISSIPPI. Adopted by the Mississippi Supreme Court effective January 1, 1986. Last amended May 27, 2004.

MOUNTAIN. Adopted by the Montana Supreme Court effective July 1, 1977. Last amended October 18, 1990.

NEBRASKA. Enacted by the Nebraska Legislature effective December 31, 1975. Last amended July 13, 2000.

NEVADA. Enacted by the Nevada Legislature effective July 1, 2004. No amendment.

N.H. Adopted by the New Hampshire Supreme Court effective July 1, 1985. Last amended January 1, 2003.

NEW JERSEY. Adopted by the New Jersey Supreme Court and the New Jersey Legislature in a joint proceeding beginning July 1, 1993. Last amended July 1, 1993.

NEW MEXICO. Adopted by the New Mexico Supreme Court as of July 1, 1973. The last amendment went into effect on February 1, 2003.

NORTH CAROLINA. Enacted by the North Carolina Legislature effective July 1, 1984. Last amended October 1, 2003.

NORTH DAKOTA. Adopted by the Supreme Court of North Dakota as of February 15, 1977. Last amended March 1, 2001.

OHIO. Adopted by the Ohio Supreme Court as of July 1, 1980. Last amended July 1, 2003.

OKLAHOMA. Enacted by the Oklahoma Legislature effective October 1, 1978. Last amended November 1, 2003.

OREGON. Enacted by the Oregon Legislature effective January 1, 1982. Last amended July 3, 2003.

PENNSYLVANIA. Adopted by the Pennsylvania Supreme Court effective October 1, 1998. Last amended January 1, 2002.

PUERTO RICO. Promulgated by the Legislature of Puerto Rico as of October 1, 1979. Last amended on August 30, 1999.

RHODE ISLAND. Adopted by the Rhode Island Supreme Court effective October 1, 1987. No amendment.

SOUTH CAROLINA. Enacted by the South Carolina Legislature effective September 3, 1995. No amendment.

SOUTH DAKOTA. Enacted by the South Dakota Legislature effective July 1, 1978. No amendment.

TENNESSEE. Adopted by the Tennessee Supreme Court effective January 1, 1990. Last amended July 1, 2003.

TEXAS. Adopted by the Texas Supreme Court as of March 1, 1998. No amendment.

UTAH. Adopted by the Utah Supreme Court as of September 1, 1983. Last amended November 1, 2004.

VERMONT. Adopted by the Vermont Supreme Court effective April 1, 1983. Last amended May 27, 2003.

WASHINGTON. Adopted by the Washington Supreme Court on April 2, 1979. Last amended on September 1, 2003.

WEST VIRGINIA. Adopted by the West Virginia Supreme Court effective February 1, 1985. Last amended January 1, 1995.

WISCONSIN. Adopted by the Wisconsin Supreme Court effective January 1, 1974. Last amended March 30, 2004.

WYOMING. Adopted by the Wyoming Supreme Court effective January 1, 1978. Last amended February 28, 1995.

THE MILITARY. The Military Rules of Evidence were adopted by Decree No. 12,198 of March 12, 1980. Last modified by Executive Decree No. 13,262 of April 11, 2002.


THE VIRGIN ISLANDS OF THE UNITED STATES. No date of adoption was found.

What an impressive list of adoptions and enactments modeled after the Federal Rules of Evidence! Several jurisdictions have not adopted rules of evidence based on the Federal Rules of Evidence. They are: California, the District of Columbia, Kansas, Massachusetts, Missouri, New York and Virginia.

Make Your Log Cabins Worth Living – Get rid of those musty smells!

A log cabin means much more than a log home to many of us. The feeling of living in one is very different from the average house we all live in. It makes us feel closer to nature. Just as glass and metal create a contemporary or modern atmosphere, logs and heavy wood create a unique atmosphere that calms the soul. But the structure is very sensitive to fungal growth which is not common in masonry or masonry structures. To get rid of those moldy log cabins, here are some instructions.

To start, make sure there is adequate air circulation. Keep windows open for air exchange to occur. If the air exchange cycle is blocked, the air stagnates and therefore the bad smell. This simple step alone could eliminate the problem to a great extent.

A high level of humidity in the air greatly favors a musty smell. To reduce the humidity level, run a dehumidifier. A dehumidifier can be installed in your home to lower the level of humidity in the air. The normal indoor humidity level is around 50%. Higher levels of humidity, in general, are dangerous in many other ways, such as encouraging the escalation of dust mite populations, causing problems for allergy sufferers, and condensation on electrical items that can cause irreparable damage. For effective use of the dehumidifier, it must be used properly.

If you want to try something inexpensive that works well for removing bad odors from wood, place a bowl of baking soda in the corner of each room. It is a natural odor remover and will effectively remove musty odors. You’ll find baking soda in large boxes that are designed to clean and deodorize large areas, and you’ll be surprised how cheap it is compared to other odor removal options.

Continuing with the items that are available in the kitchen, vinegar and lemon juice are your next options. Both vinegar and lemon juice are acidic substances. Any odor-causing organism that is present in the air could die from constant contact. Fill several small bowls with one of the two and place them randomly in different rooms. In case of lemon juice, mix water with it. The same can be done with ground coffee.

It may surprise you, but kitty litter can go a long way when it comes to a musty smell. Cat litter is a natural and effective odor neutralizer. Place cat litter in open containers and place a container in each room. Change every twelve hours. Do the same for two to three days and you have an odor-free log cabin.

Check the drainage. Condensation in pipes often leads to drips that create a foul odor. Also make sure there are no leaks. The smell does not really come from the water droplets, but rather from the molds and fungi that grow in the puddles formed by the leaks. When these creatures grow in numbers, they can generate quite a strong scent. They can even spread to other regions of your home, reinforcing the musty smell.

Many commercial cleaners are good at neutralizing odors. Check them out at a local store as they should be available quickly and easily. It would be nice to spend a little more on a known brand than to spend a small amount on an unknown brand that will hardly work. An investment of five dollars is better than three of two dollars.

Look for professional cleaners for hard-to-reach areas and musty odors that haven’t disappeared even after a lot of effort. These people have the right tools to remove fungus and clean any area of ​​your home. They may charge fees for their services, but you surely won’t be bothered by unpleasant smells in your home when they’re done. Remember, some of the best things in life are not free.

If you’re successful in getting rid of the musty smell, which you should be, make an effort to keep your log cabin clean. General cleaning of the place is very helpful and should keep your place odor-free forever. A dirty home, even after going through a complete odor removal procedure, will always be susceptible to odors.

A home visit will not be a comfortable experience if your home has unpleasant odors, nor will you like living in your own smelly space. Follow these suggestions to eliminate odors. Leave the scented candles for a romantic dinner.

Do you want to lower your high blood pressure?

I was diagnosed with high blood pressure (hypertension) about three years ago. After a series of tests, my doctor told me that there was no medical reason for me to have high blood pressure; it had to be hereditary. Since there is no medical reason why you have high blood pressure, then it could be changed. I decided to lower it and stop the medications. I took 2 cartia pills a day, free time.

After taking the medication, to lower my high blood pressure, I could notice a difference in how I felt. It seemed to calm me down and I had fewer headaches. Although the medication was helping me, I didn’t want to depend on it. I was afraid my 2 pills would go up to 3, then 4, and so on. I took this as a wake-up call to make a change and lower the 2 pills to 1 then none.

Here’s what I did …

I found a way to lose weight. I don’t like to exercise, but I did too. I did the least amount of exercise that I could. I have a treadmill at my house and I walked while watching the shows that I like. Some of my favorite shows are Bones, Haven, the Middle, and Modern Family. I would record the shows and watch them while walking on the treadmill. I would skip all the commercials by doing a 1 hour show that is roughly 30 minutes long. This is the time it took to walk to have a healthy heart. Those 30 minutes would take me from 1 mile to almost 2 miles, depending on how fast I am walking. Every day is different and I adapted according to how I felt. However, I made sure to always walk, even when I didn’t want to.

I also changed the way I ate. I didn’t want to be on a diet, but I needed a little help with what to eat, so I found a site where I could do this. It was not a place where they sold food, but simply a place where he could learn about the correct foods and how and when to eat them.

First I got rid of anything easy to do. All those boxed meals like tuna helper and so on. They have a very high salt content. Think about it. Companies need to preserve them in some way and I think the way they do that is by adding a ton of salt. Not only did the salt contribute to my high blood pressure, it also prevented me from losing weight. Also cut the canned soup. After eating canned soup, people would ask me if I was feeling okay, but I never understood why. Yes now. They said he looked flushed; that my cheeks were red and so was my nose. I think to this day it was all the salt in the soup.

I started shopping at a fruit and vegetable stand before going to the grocery store. I bought fresh fruits and vegetables. The stall is much cheaper than the grocery store and the products taste better. At the stall I buy small pots full of plums or tomatoes in packages for a low price. Every week the items change in the pots, which helps me change the products that I buy. I spend an average of $ 15 for a week or more. I can tell you with certainty that the same items that I buy at the stall cost twice as much at the grocery store and are tasteless.

I cut the white items to include bread and sugar. Now I buy brown rice pasta and spinach pasta. If I eat bread, I try to have only one piece of bread and make my sandwich thicker in the middle. I buy multigrain breads. I gave up the sugar and used honey instead. I even cook with honey.

All these things that I did are easy to do.

In 1 year I completely stopped medications and lost 19 pounds. I still want to lose more weight, but I seem to have a hard time achieving it. I’ve been loosening up a bit in my treadmill workouts and that could be why. Even when life gets hectic, I try to find time to work on myself and stay healthy.

I never want to rely on medication again. I highly recommend that you get a blood pressure machine and monitor your pressure, check it several times a day at first and only once or twice a week after making sure your blood pressure stays below 120/80.

PBGC to administer $ 94 billion in financial assistance to multi-employer pension plans

Multi-employer pension plans are back in the news following the enactment of the American Rescue Plan (ARP) Act of 2021 on March 11, 2021. The Rescue Plan creates approximately $ 94 billion in funding for over 200 eligible multi-employer pension plans that are severely underfunded. Pension Benefit Guaranty Corporation (PBGC) announced a new Special Financial Assistance Program (SFA) under ARP in an interim final rule published on July 9, 2021. This article discusses the key features of the PBGC program.

The 2021 Rescue Plan follows years of legislative effort to support multi-employer plans known to be in financial distress. The Multiple Employer Pension Reform Act of 2014 (MPRA), for example, allowed plans in “critical and declining” status to be applied to the Treasury Department for a suspension of benefits.

How a Multiple Employer Plan Qualifies for Special Financial Assistance

A multi-employer plan must meet one of the following criteria to qualify for financial assistance under the American Rescue Plan.

1. Plans that are in “critical and declining” status in any plan year from 2020 through 2022. Under the Multiple Employer Pension Reform Act (MPRA), the term critical and declining status means that expects the plan to have insufficient funds from funds to pay all benefits within the next 20 years.

2. A suspension of benefits was approved for the plan under the MPRA effective March 11, 2021.

3. In a plan year beginning in 2020 through 2022, the plan is in critical condition, has a “modified funding percentage” (as defined by law) of less than 40 percent, and has an active participant ratio. and less than two to three inactive (you do not need to meet the requirements for the same plan year).

4. Bankruptcy plans that reached this condition after December 16, 2014 and that had not been terminated as of March 11, 2021.

How PBGC Will Process and Prioritize Financial Assistance Applications

PBGC will accept requests for financial assistance in prioritized groups based on its estimated ability to handle requests within a 120-day period. There are six priority groups, as described below with the plan descriptions. The deadline by which plans can apply for assistance is indicated in parentheses.

1. Already insolvent or expected to be before 3/11/2022 (expected application date of 7/9/2021).

2. Implemented MPRA benefit suspensions prior to 11/3/2021 or are expected to be insolvent within one year from the date the application was filed (1/1/2022).

3. More than 350,000 participants (4/1/2022).

4. You are expected to become insolvent before 3/11/2023 (7/1/2022).

5. You are expected to be insolvent before 03/11/2026 (02/11/2023).

6. Present value of financial assistance in excess of $ 1 billion (11/2/2023).

As noted above, the PBGC only accepts Priority 1 submissions at this time. The PBGC expects that once an application is approved, SFA payments will be made within 60 to 90 days and in any event no later than September 30, 2030.

How much special financial assistance will the PBGC pay to qualifying plans

The PBGC will pay qualifying multi-employer plans the amount required to fund all benefits owed beginning on the date of the SFA payment and ending on the last day of the 2051 plan year. The PBGC will take into account all assets, income and plan obligations when calculating payment.

Increased benefits for the participant and beneficiary will be considered as of March 11, 2021. If a plan previously suspended or reduced benefits, the plan may receive SFA to reinstate suspended benefits or provide certain compensatory payments.

SFA funds and associated earnings must be separated from other plan assets. Additionally, SFA funds must be invested in investment grade bonds or other permitted investments as authorized by PBGC.

According to the Federal Register notice, “Unlike financial assistance provided under section 4261 of ERISA, which is in the form of a loan and is provided in periodic payments, a plan that receives SFA under section 4262 is not required to repay SFA, and PBGC must pay SFA in the form of a one-time lump sum payment. “

Background to multi-employer pension plans

The “multiple employer” plan should not be confused with the “multiple employer pension plan” (MEPP). “Multi-employer plans” are 401 (k) plans, so there is no PBGC role and no potential PBGC liability.

A multi-employer pension plan is established through a collective agreement between two or more employers and a union. These plans are also known as Taft-Hartley plans. Each plan is administered by a board of trustees, which contains an equal number of employer and union trustees.

The transportation, construction, retail, manufacturing, hospitality and entertainment industries, which rely on a large base of employees who tend to move from one employer to another within the industry, account for the largest number of multi-employer plans.

In 2021 alone, the Department of Labor’s Employee Benefits Security Administration reports the receipt of 28 new “critical and declining status” notices, 40 “critical status” notices, and 19 “compromised status” notices received to Starting July for multi-employer plans in distressed finance.

Prior to the enactment of the American Rescue Plan, the PBGC’s 2020 Annual Report indicated that its Multiple Employer Insurance Program was severely underfunded with a net negative position of $ 63.7 billion and will likely become insolvent in 2026.

Related Posts

Multi-employer pensions get relief in US bailout plan

Multi-employer pension program at risk of insolvency by 2026

PBGC’s multi-employer insurance program deficit increases

The easiest way to paint your kitchen cabinets like a pro

How to Paint Kitchen Cabinets: An Easy Guide for Weekend Warriors and DIYers

We always suggest that you hire a professional to do the job for you for multiple reasons including experience and insurance of quality work. But for those who want to know how to paint kitchen cabinets without a professional sprayer, here’s how they can get professional-looking results for under $ 200.

How to achieve professional results when painting your kitchen cabinets

I’ve been getting a ton of questions lately about one of our Facebook posts where I painted our kitchen walls and cabinets. Most people are curious and want to know how to paint kitchen cabinets and how much it costs to make our cabinets look like new.

Our house is very old, as are our closets. At first it didn’t bother us, but eventually we got tired of seeing that ugly look so we decided it was time for a makeover.

It’s not very difficult to paint over veneer, you just need the proper prep work. If you hire a professional, I suggest you try to do as much as you can yourself, like removing the doors and hardware and maybe sanding them lightly with a 220-grit sanding block. A light rubbing will suffice (imagine you’re cleaning a window). That will save you a few bucks. But if you decide to do it on your own, here are some tips on how to paint kitchen cabinets for amazing, long-lasting results.

Preparation when painting kitchen cabinets

After removing the doors (or just masking the hinges), lightly sand / scratch the surfaces to be painted with a 220-grit sanding block. Use a type of degreaser such as Windex or Zep Citrus Degreaser.

You then have 2 options: You can either use a 220-grit sandpaper and lightly scrape the surfaces or use Krud Kutter-Gloss Off, which you can wipe clean and let it sit for 10 minutes. Your surfaces will remove the shine without having to sand them.

The next step is to apply the proper primer to the surfaces. I used a coat of “INSL-X Stix”, which is a urethane acrylic. You can find it online or at your local Benjamin Moore dealer. Check with your local hardware store.

Using a good quality paint will help you get the best possible finish. I suggest using Benjamin Moore Advance Alkyd. It is very easy to work with and dries to a hard, long-lasting finish.

Using a 2-inch nylon brush, begin cutting around the hardware (if you did not remove the doors) and where the Whiz ™ roller will not reach. Next, use your Whiz ™ roller to apply your ALKYD polish. Try to paint in the same direction as your grain (if your cabinet has a faux wood pattern). Let it dry overnight and repeat. You can hang your doors now, but keep in mind that even though the polish will dry overnight, it will still take 30 days to fully cure, so be careful to avoid scrubbing before those 30 days.

Using an easy and affordable online website builder

Over the years, the Internet has proven to be an effective solution that transforms the way we do business. It doesn’t matter if you sell a product or a service. The internet can help you reach markets that have been otherwise unreachable in the past.

Before, many businesses, especially startups, as well as small and medium-sized businesses, having a website that includes the usual e-commerce capabilities is simply not in their budget.

Building secure business accounts and servers can be quite expensive. Building a website can also be time-consuming and bug-finding. This is why you must hire or use an online website builder. But what is an online website builder? Is There Any Affordable Website Builder Online?

Well, an online website builder is an organization or software that can help you create your own websites. It is also true that you can find many website builders online, offering affordable prices to guide you in building your own website.

An affordable online website builder can guide you step by step through all aspects of setting up your own website. One good thing about an affordable online website builder is that it guides your imagination and creativity without increasing your expenses.

It may seem impossible, but you can find an affordable online website builder that can help you create your own website in a matter of minutes. It can also help you create professionally designed websites that can wow your potential customers or netizens.

An online website builder can also help you control how each page is rendered and what elements it has. An online website builder can provide their users with options on the color scheme, page layout, and types of pages they want. They can give you different codes that will help you make your web pages more agile or more captivating.

You can also use an online website builder without time-consuming classes. With the help of an affordable online website builder, you can create a website even if you don’t have any knowledge about HTML. You can create websites without any programming or website design skills.

An online website builder can provide you with website building and graphic design solutions to enhance the capabilities of your sites. You choose the look you want and the features you want; choose some images, write a text, and that’s it.

If you are building an e-commerce website, an online website builder can also help you automate billing, invoice handling, accounting and reporting tools to make your websites easier to manage and handle sales. .

An online website builder usually has options that can help you expand your website and present a business appearance to your potential customers.

These affordable online website building options typically include shopping cart, e-commerce, secure server certificates, business email, and subscriber management.

It’s good that the internet offers easy ways to find an affordable website builder. All you have to do is use a reliable online search engine and put in the word “website builder”, then voila, you have an extensive list of online website builders. With all this, what can you ask for? Go ahead and build a website.

Simple Reasons 98% of Affiliate Marketers Fail Online

Affiliate marketing refers to selling other people’s products and services and earning commissions per sale, either as a one-time payment or as a recurring monthly base concept. It can be very lucrative if done correctly. The great thing about setting up an affiliate marketing business is that there is no cost to start, you don’t need to have a product to sell, you don’t have to worry about customer service, and there’s no hassle whatsoever. Another good thing about affiliate marketing is that you can also make money even without making a sale. This is known as CPA (cost per action); meaning you send traffic to a particular website that you are promoting and get paid just because a potential customer entered their information such as email, country, phone number, zip / postal code and their name on a signup page or in a website form. Commissions for CPA offers like this can be up to $ 30 to $ 100 per lead. Yet despite its simplicity, roughly 98% or more of people who venture into the affiliate marketing business fail online because they lack the right skills and knowledge.

Other reasons affiliate marketers fail are listed below:

1) People who venture into this business model tend to complicate even the simplest things.

Most affiliates haven’t understood that affiliate marketing is supposed to focus on helping people. They are not targeting hungry markets that have great products where consumers need instant solutions to problems. A good example of these types of products are weight loss, social obligations (for example, wedding speeches), loans, computer software, console repair, e-books or video tutorials, etc. A must-have product, an instant-fix product, a do-or-die product are the kind of products that can help skyrocket your affiliate income.

Not understanding simple common sense things like this has contributed to the failure of many internet business marketers. The confusion of knowing the right places to market specific products. Most affiliates tend to market any product everywhere rather than searching for a particular market. Twitter tends to be one of the best places to find people with instant solutions to your problem. The reason is that most people on Twitter tend to tweet their problems. On social media, conversion is king, and if you can chat with people and not spam the platform, you can make money.

2) Most newbies or even those who have been affiliate markets for years lack focus.

Most assume that trying to promote multiple products will help make them more affordable. This is not broken, because instead of making more money, they tend to lose focus. This can simply lead to information overload that can result in causing more damage to your business progress than to success.

3) Most people don’t take action.

Another major problem is that most affiliates learn a lot of new things from various mentors, but they also don’t implement what they learn. Some common reasons are a lack of resources and tools to implement what they learn. Another reason is that most affiliates underestimate the value of the information they receive, or are too lazy to act on that information.

If the affiliate can learn to avoid making these simple mistakes, I think there will be more success story from affiliate marketers. To fall within the 2% of affiliates who are doing quite well, these simple mistakes need to be accounted for.

The Headlines: Putin Turns Down a Place at the NWO’s Top Table Promises to Be Its Formidable Enemy!

Together, there are two areas in which we must act, our freedom is at risk and I do not mean that we only read in the media what the state wants us to read, or we will be referred to as racist every time we oppose it. to pay a benefit or see Brexit. No, we will be forever in bondage to pleasure, as the object of black rituals for the self-proclaimed elite within the New World Order.

1. Brexit, Orban, Salvini, Nigel Farage, Marine LePen and Geert Wilders, the Catalan now must be listened to, we must support them, they are on our side.

2. Snowflakes is not a great term, but you must, for your safety, step out of the shadow of the Totalitarians. There are over 800 Auswitzch-style camps ready and waiting for you. Obama has ordered coffins by the millions.

Putin vilified, it’s hard to dispute Novichok’s events, given the CCTV coverage, but did Putin do it? Or was he duped by the New World Order for refusing to comply?

A single world currency is requested! In May 2009, just before the G-20 economic summit in London, a Chinese central bank official, Zhou Xiaochuan, made headlines around the world when they began to call for a new global currency to replace the US dollar.

Zhou Xiaochuan, is the only name from China that I can see on the Bilderberg attendee list. Its tentacles go very far! Imagine the devastation a single currency has caused in Europe and then magnify that around the world. US Representative Michelle Bachman asked Geithner, “I wonder, would you categorically give up on America moving away from the dollar and switching to a global currency as China suggested this morning?” To which Geithner replied, “I would. Yes.” He then asked the chairman of the Federal Reserve, Ben Bernanke, who was sitting next to him, and he replied, “I would too.” Twenty-four hours later, they were both in favor of a single currency. Geithner completely changed his mind, from being against a global currency to supporting it, and yet while speaking at a Council on Foreign Relations press conference. I guess they didn’t realize that Zhou was a Bilderberg.

It is time to wake up because we are in a moment where our future, our freedom, will take one of two paths. If we fall asleep to the same activities that have ruined our existence for about twenty years, then we are in serious trouble, this is no longer a conspiracy! The New World Order is real, and in its place, May, Clarke, Maude, Major are the guardians of the disappearance of the United Kingdom, Rudd, Balls, Adonis, etc., the foot soldiers. The other way is to restore our democracy, to restore our well-being, but this requires enlightenment, it requires firm cooperation between us, this is no longer a time for a divisive attitude, it is a global question of survival. I hope you choose the last path and defend freedom, the alternatives are bleak.

“This challenge requires the equivalent of a war against something as evil as totalitarianism. Anything else would be like trying to put out a forest fire with gasoline or spitting on a (Category 5) hurricane. Anything else would be a failure of the age. “.

John Feffer – Director of Foreign Policy Studies at the Institute for Policy Studies.

Still, you wake up to the headlines about saving the Tories, saving Labor! We should no longer care one iota about these two parts. For twenty years we have pursued a destructive agenda, bringing Britain to its knees. I can no longer care less about the snouts that occupy the green or red seats of our historic parliament building, which have embarrassed and harmed us all, bringing us to the brink of servitude.

Why have they behaved so badly? Simple, they have acted in unison with the snouts on the other side of the channel and the Atlantic. What we have experienced and will see if we do not fully wake up and stop this rot, the endless march towards a utopia from which only the elites benefit.

The Bilderbergs under the New World Order have 25,000 strategically located controllers.

Some 25,000 officers are on the scene, in the army, in the police, in the judiciary, they take orders only from their paymaster, and it’s not us! Free speech is at risk, and not just in the UK, it is also at risk of being canceled in the US and across Europe. We have seen the intimidation tactics of a foreign government imposing democratic values ​​on other nations, but we are moving inextricably towards their doctrine. His form of oppression. How are they doing this?

Only two types of people stand in the way of free speech, snowflakes and totalitarians!

They are creating wars, internal conflicts, depriving indigenous peoples of their rights, closing down freedom of expression. This cannot happen, we are a country based on freedoms, all our success has been based on the freedom to express oneself and the freedom to have clear beliefs. As an example at the height of the cold war, at a time when the Soviet Union had placed much of its armaments along the border of Europe, communism was a dirty word, but still, without fear of prosecution. , he could position himself to express such views. In fact, he could stand as a candidate for elections. His chances of winning were remote, but he could still stand and debate freely. Today we take advantage of that freedom and we do it in the most divisive way. Only two types of people stand in the way of free speech, snowflakes and totalitarians! We know what happens when you disagree with a Lenin or Hitler they treat you with and they treat you severely, if not terminally.

I’m not a fan of Tommy Robinson, but we should all pay attention to his treatment. Blair and Brown worked hard to stop this accusation that blamed children! At no point believing that they, the boys, were vulnerable, but believing that these underage girls were making an informed choice, thus allowing these men to rape them, some as young as 11 years old. Consider the health worker who first noticed this trend and reported about it was fired in 2017. The first victim who handed over chapter and verse to the police in 2008 was discredited by the same force that should have given him shelter. Tommy Robinson is in jail for reporting the details of the trial. Details that were already in the public domain.

The New World Order will not save us from chaos as they have created it.

If you are a liberal holdover, then look to savor the New World Order, but don’t drag the rest of us with you. As Putin has said, the New World Order under Bilderberg’s control has all its soldiers in place, the road to subjugation will only accelerate from here. Feeling sure that freedom of expression is not the first sign, we have seen the behavior of our politicians so that they have little regard for us, their electorate. They never expected to fight in other elections since a democracy because those days would soon disappear.


The Temple of the Syrinx, is sung from the perspective of the rulers of a fictional world where elite leaders enjoy all the pleasures of life, while the masses of people live in servitude.

The G20 gets media coverage, why not the New World Order?

This is in large part how the New World Order could be created without much opposition. It is only now, after the foundations have been built and its construction almost finished, that such a thing is publicly mentioned, as its secret creators promise that it will bring a new era of world peace and prosperity. The New World Order is basically the plan to create a socialist global government headed by a world leader and a wealthy ruling class of elite politicians and businessmen, and turn the rest of the world’s population into powerless peasants who are endlessly trapped in the daily grind. . Everyone living in the New World Order will use a single global electronic currency and will have little to no political power, and will have an advanced, high-tech surveillance system that will keep an eye on everyone to keep them at bay.

Consider when the G-20 meets or is there a similar economic forum where leaders of the world’s most powerful countries are covered primarily by the media as the main story, but virtually the only coverage of the Bilderberg meetings comes from independent journalists and smaller websites, or perhaps the occasional article in a European newspaper. Repeated blackouts cannot possibly be because the event is not newsworthy. There is sure to be a secret agreement between the owners of the main American and European media outlets, and the Bilderberg group itself, where the two entities have agreed that the editors will act as gatekeepers and will kill any story of any journalist who even tries to cover the event. . .

Population reduction subject to a later date …

However, I will say that for those who are interested, look at who bought land in the Patagonia of South America. The West has been weakened and the East has been strengthened.

My advice don’t allow 5G on your street corner. Good luck if you are lucky, the future is red with white hat!